Home / Four Winns / Vista 328
Four Winns Vista 328 insurance: calculate your premium
Model page, insured as a motor yacht
If you own a Four Winns Vista 328 (three hundred twenty-eight), you insure it with us as a motor yacht, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Four Winns
- Type of boat
- motor yacht
- Length overall
- 10.53 m
- Built
- 1996 to 2009
Length from our boat catalogue for the 1996–2009 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,127 a year
or €102 a month if paid monthly
Liability and hull · boat value €63,000 (market value) · built 2004 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€577 a month
Purchase price €63,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Four Winns Vista 328: cover, cost and conditions
Five figures decide what cover for the Four Winns Vista 328 (three hundred twenty-eight) costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Four Winns Vista 328 (three hundred twenty-eight) the premium starts from €49 a year. For a Four Winns Vista 328 at the usual market value of €63,000 the premium is €1,127 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €500, paid annually. Hull cover accounts for €978, liability for €149. Tariff as of 22.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Four Winns Vista 328 (three hundred twenty-eight) it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Four Winns Vista 328,
number three hundred twenty-eight.
What is a used Four Winns Vista 328 worth?
A used Four Winns Vista 328 built between 1999 and 2006 in average condition is typically worth
between €45,100 and €78,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €61,900 to €78,700 | €70,300 |
| 2005 | €59,100 to €75,200 | €67,200 |
| 2004 | €55,400 to €70,500 | €62,900 |
| 2003 | €56,800 to €72,300 | €64,600 |
| 2002 | €56,300 to €71,700 | €64,000 |
| 2001 | €54,100 to €68,800 | €61,400 |
| 2000 | €46,100 to €58,700 | €52,400 |
| 1999 | €45,100 to €57,400 | €51,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Four Winns Vista 328;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 4% off the value of a Four Winns Vista 328.
Market today
For sale in October 2026
3
Typical asking price, 2003 boat
€64,300
Our value, 2003 boat
€64,600
Asking prices against our value
−0%
In October 2026 we found 3 boats of the Four Winns Vista 328 for sale.
Typical asking price for a 2003 Four Winns Vista 328: €64,300.
Our value for a Four Winns Vista 328 of that year: €64,600.
Asking prices and value of the Four Winns Vista 328 are close together.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Four Winns Vista 328 we found for sale most recently.
2006
10.69 m, Italy
2006
11.00 m, Italy
2004
10.85 m, France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Four Winns Vista 328?
Yes.
For accepting the Four Winns Vista 328 (three hundred twenty-eight) we look at type of boat, year,
value, engine output and cruising area; make and model alone rule nothing out.
What does cover for a Four Winns Vista 328 cost?
The premium for the Four Winns Vista 328 (three hundred twenty-eight) starts from €49 a year.
For a Four Winns Vista 328 at the usual market value of €63,000 the premium is €1,127 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €500, paid annually.
Hull cover accounts for €978, liability for €149.
Tariff as of 22.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Four Winns Vista 328 (three hundred twenty-eight) change with the
year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Four Winns Vista 328 (three hundred
twenty-eight): the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Four Winns Vista 328 (three hundred twenty-eight),
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Four Winns Vista 328 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
