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Four Winns Vista 378 insurance: calculate your premium
Model page, insured as a motor yacht
For us the Four Winns Vista 378 (three hundred seventy-eight) is a motor yacht. New or used, bought at home or abroad, one previous owner or five: liability, hull, legal expenses and personal accident cover are taken out online in one go, in about five minutes.
At a glance
- Make
- Four Winns
- Type of boat
- motor yacht
- Length overall
- 12.59 m
- Built
- 2000 to 2012
Length from our boat catalogue for the 2000–2012 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,691 a year
or €154 a month if paid monthly
Liability and hull · boat value €126,000 (market value) · built 2003 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,154 a month
Purchase price €126,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Four Winns Vista 378: cover, cost and conditions
The premium for the Four Winns Vista 378 (three hundred seventy-eight) is not set by its model name. In the online calculator you give the type of boat, year, value, engine output and cruising area, and those five values make the price.
A year of cover for the Four Winns Vista 378 (three hundred seventy-eight) starts from €49 a year. For a Four Winns Vista 378 at the usual market value of €126,000 the premium is €1,691 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,542, liability for €149. Tariff as of 22.10.2026, your own boat may differ. The rest is set by hull cover and the value of the boat: partial cover for fire, storm, lightning, theft of the whole boat and winter storage, full cover also for collision, grounding, vandalism and theft of parts. If the boat is lost completely, we pay the agreed value, in Premium with no new-for-old deductions.
We also write the Four Winns Vista 378 (three hundred seventy-eight) when it was bought used, imported or ordered straight from the yard, with a berth at home or abroad. The international certificate of insurance, which you receive automatically, covers ten languages. A policy that starts before the handover covers transport and the first launch.
Not to be mixed up with its sisters: this is the Four Winns Vista 378,
number three hundred seventy-eight.
What is a used Four Winns Vista 378 worth?
A used Four Winns Vista 378 built between 2003 and 2009 in average condition is typically worth
between €100,200 and €149,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2009 | €117,500 to €149,500 | €133,500 |
| 2008 | €112,400 to €143,000 | €127,700 |
| 2007 | €108,100 to €137,600 | €122,900 |
| 2006 | €103,700 to €131,900 | €117,800 |
| 2005 | €100,200 to €127,500 | €113,800 |
| 2004 | €115,000 to €146,400 | €130,700 |
| 2003 | €110,700 to €140,900 | €125,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Four Winns Vista 378;
with actual-value cover, the value at the time.
Does your sum still fit?
Market today
For sale in October 2026
3
Typical asking price, 2006 boat
€133,700
Our value, 2006 boat
€117,800
Asking prices against our value
+13%
In October 2026 we found 3 boats of the Four Winns Vista 378 for sale.
Typical asking price for a 2006 Four Winns Vista 378: €133,700.
Our value for a Four Winns Vista 378 of that year: €117,800.
Asking prices for the Four Winns Vista 378 are about 13% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Four Winns Vista 378 we found for sale most recently.
2009
Netherlands
2008
Portugal
2003
11.28 m, United Kingdom
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Four Winns Vista 378?
Yes.
We accept a Four Winns Vista 378 (three hundred seventy-eight) like any other boat: type of boat,
year, value, engine output and cruising area decide, not the builder.
What does cover for a Four Winns Vista 378 cost?
Cover for the Four Winns Vista 378 (three hundred seventy-eight) starts from €49 a year.
For a Four Winns Vista 378 at the usual market value of €126,000 the premium is €1,691 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €1,542, liability for €149.
Tariff as of 22.10.2026, your own boat may differ and then depends on your entries.
The online calculator shows the exact amount in a few minutes, without contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
What exactly the Four Winns Vista 378 (three hundred seventy-eight) is called often depends on the
year and the papers.
Take the name from your documents, the calculation uses the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Four Winns Vista 378 (three hundred seventy-eight) is settled at the agreed value,
in Premium with no upper limit and no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
We cancel your existing contract for the Four Winns Vista 378 (three hundred seventy-eight)
through the switching service at no cost.
You pay only once it has run out and secure a permanent switching discount.
Other models by this make
Four Winns Vista 378 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
