Insuring Heck: cover and premium
motor yachts · several countries
Heck builds motor yachts in several countries. NAMMERT insures a Heck regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Heck; cover, cost and conditions
One model is recorded, the Kruiser 970 AK, a motor yacht with a build period from 1983 to 1989. No further model ranges are available. A yacht from those years is long since no longer a new boat; at NAMMERT it remains insurable regardless of year of construction, place of purchase and previous owners.
For older boats the agreed value is the decisive point. The value is arranged before cover is taken out, and in the event of a claim full hull cover settles it with no deduction for depreciation. In the Premium tariff this applies with no age limit, so that even a year of construction from the eighties remains fully protected.
Alongside collision, grounding, vandalism and theft of parts including the outboard, limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage.
Questions and answers
Frequent questions
What does agreed value mean in the event of a claim?
For Heck: The value of the boat is arranged before cover is taken out and is set out in the
contract.
In the event of a claim the settlement follows it, with no deduction for depreciation and,
in the Premium tariff, with no age limit.
Is there an age limit for full hull cover?
For Heck: Not in the Premium tariff.
Even a motor yacht with a year of construction from the eighties can be held there in full hull
cover, with an agreed value as the basis of the settlement.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from Heck: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Heck, at replacement value with an agreed fixed value.
For the whole class of boat
For Heck: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Heck included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Heck.
Current wind force and direction for your waters are shown on the Home.
Series by Heck, build years and cover
Heck Kruiser 970 AK is a motor yacht from Heck, built from 1983 to 1989.
For the Heck Kruiser 970 AK by Heck series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Heck Kruiser 970 AK by Heck series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
What does a used Heck cost?
We hold today’s price ranges by year for 1 models by Heck.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Heck Kruiser 970 AK | 1986 | €28,700 to €36,500 |
Estimate from our boat records, October 2026.
Not a survey.
Heck insured in five minutes.
Boat type, year built, length and value of your Heck are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
