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Insuring HMO Yachting: cover and premium
motor yachts · several countries
HMO Yachting builds motor yachts in several countries. NAMMERT insures a HMO Yachting regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
HMO Yachting; cover, cost and conditions
Two model ranges are recorded, the Diva 890 with years of construction from 2002 to 2014 and the Staaldus 42 from 2005 to 2012, both motor yachts. Boats from that period are today mostly bought second-hand, and then the question arises as to which value is fixed in the contract.
In full hull cover that is the agreed value: the agreed amount which is replaced in the event of a claim with no deduction for depreciation ("new for old"), in the Premium tariff with no age limit. Collision, grounding, vandalism and theft of parts including the outboard are part of it.
The premium follows the type of boat, value, year of construction, engine power and cruising range. Anyone bringing along an existing contract does not have to cancel it themselves, because the switching service takes over the cancellation of the previous policy free of charge. Third-party liability is available with a limit of indemnity of 10 to 50 million euros.
Questions and answers
Frequent questions
How is the value of a Diva 890 agreed?
For HMO Yachting: By means of an agreed value in full hull cover.
The amount stated in the contract is replaced in the event of a claim with no deduction for
depreciation ("new for old"), in the Premium tariff with no age limit for the boat.
Do I have to cancel the old contract myself?
No, not for HMO Yachting either:
The switching service takes over the cancellation of the previous policy free of charge,
so that deadlines and correspondence are not left to you.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from HMO Yachting: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a HMO Yachting, at replacement value with an agreed fixed value.
For the whole class of boat
For HMO Yachting: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, HMO Yachting included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your HMO Yachting.
Current wind force and direction for your waters are shown on the Home.
Series by HMO Yachting, build years and cover
Diva 890 is a motor yacht from HMO Yachting, built from 2002 to 2014.
Staaldus 42 is a motor yacht from HMO Yachting, built from 2005 to 2012.
For the Diva 890 and Staaldus 42 by HMO Yachting series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Diva 890, Staaldus 42 by HMO Yachting series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
What does a used HMO Yachting cost?
We hold today’s price ranges by year for 2 models by HMO Yachting.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Diva 890 | 2005 to 2011 | €37,900 to €61,300 |
| Staaldus 42 | 2008 to 2009 | €168,000 to €223,400 |
Estimate from our boat records, October 2026.
Not a survey.
HMO Yachting insured in five minutes.
Boat type, year built, length and value of your HMO Yachting are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
