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Insuring Roger Clark: cover and premium

boats of various types

Roger Clark builds boats of various types. NAMMERT insures a Roger Clark regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

various

Class

boats of various types

Typical sizes

varies by model

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Worth knowing

Roger Clark; cover, cost and conditions

Ten model ranges run under the name Spirit, among them the 145, the 165 and the 185 Sport, built as motorboats between 1982 and 1996. For boats that move between water and land, the trailer is a subject in its own right: at NAMMERT it is included in the boat insurance at no extra premium.

Launching, craning and the transport route are also part of the cover, as is the time in winter storage. Damage in winter storage is already covered by limited hull cover, together with fire, storm, lightning strike and theft of the entire boat.

Production ended in the middle of the nineties. Taking out a policy remains possible, because we insure regardless of year of build, place of purchase and previous owners. Full hull cover settles on the basis of an agreed value and pays compensation with no deduction for depreciation (new for old), in the Premium tariff with no age limit.

Questions and answers

Frequent questions

Is the boat trailer included at no extra premium?

Yes, for Roger Clark too: it is included in the boat insurance without an additional premium.

This also covers launching, craning and the route between winter storage and berth.

How is damage in winter storage handled?

For Roger Clark: It is part of limited hull cover, as are fire, storm,

lightning strike and theft of the entire boat.

Full hull cover adds collision, grounding and vandalism.

The cover that fits

boat insurance

Tariffs, cover and FAQ for boat insurance in detail.

Third-party liability

The foundation for a boat from Roger Clark: damage to third parties, worldwide,

from €39 a year for a sailing boat, from €49 for a motorboat.

Hull cover

Partial or full hull cover for a Roger Clark, at replacement value with an agreed fixed value.

For the whole class of boat

Insuring a Roger Clark: what matters depends less on the brand than on engine output,

how a claim is settled and the waters you sail.

Insuring boats of every class

Other builders in this class
Rawell REAGL Marine Industries Rebell Relcraft Renker Rethana Riamar Ribjack Boats Rigiflex Rivo Robertson & Caine Roga Roland a/s Norwegen Sadler Yachts, UK Safir Safter Marine Sailart Salpa Sandström Savir SBM Boote SBM Boote & Motoren Scanner Schlichting Boote

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Roger Clark.

Current wind force and direction for your waters are shown on the Home.

Series by Roger Clark, build years and cover

Spirit 145

Spirit 145 is a motorboat from Roger Clark, built from 1984 to 1996.

Spirit 155

Also a motorboat, built from 1984 to 1996.

Spirit 165

Also a motorboat, built from 1982 to 1993.

Spirit 21 WE

Spirit 21 WE is a motorboat from Roger Clark, built from 1984 to 1991.

Spirit 23

Also a motorboat, built from 1984 to 1991.

Spirit 180

Also a motorboat, built from 1984 to 1991.

Spirit 185 C

Spirit 185 C is a motorboat from Roger Clark, built from 1984 to 1991.

Spirit 185 Sport

Spirit 185 Sport is a motorboat from Roger Clark, built from 1984 to 1991.

Spirit 2000

Also a motorboat, built from 1983 to 1991.

Spirit 18

Also a motorboat, built from 1983 to 1990.

What this means for the cover

For the Spirit 145, Spirit 155,

Spirit 165 by Roger Clark and 7 more series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the Spirit 145, Spirit 155, Spirit 165 by Roger Clark and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

The Roger Clark range in figures

These figures come from the model records we keep for Roger Clark: boat type,

build years and length, nothing estimated.

motorboat
10 models, 1982 to 1996, mostly 4.3 to 7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Roger Clark model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Roger Clark cost?

We hold today’s price ranges by year for 8 models by Roger Clark.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Spirit 1651985 to 1990€8,000 to €11,100
Spirit 181986 to 1987€8,000 to €10,500
Spirit 1801987 to 1988€10,300 to €13,300
Spirit 185 C1987 to 1988€13,600 to €17,900
Spirit 185 Sport1987 to 1988€8,700 to €11,400
Spirit 20001986 to 1988€10,000 to €13,400
Spirit 21 WE1987 to 1988€12,200 to €15,800
Spirit 231987 to 1988€14,800 to €19,300

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Sailing yachts on a lit pontoon in a marina at dusk

Roger Clark insured in five minutes.

Boat type, year built, length and value of your Roger Clark are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

Open the online calculator Talk to a person
A couple laughs on the bow of a small motorboat on a forest lake in the sunshine

Day off, on the water

Feet in the water, head in the clouds.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Roger Clark: from €39 a year for a sailing boat, from €49 for a motorboat

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