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Insuring Sovereign: cover and premium

inflatables and RIBs · several countries

Sovereign builds inflatables and RIBs in several countries. NAMMERT insures a Sovereign regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

inflatables and RIBs

Typical sizes

Premium from

from €49 a year for liability

Worth knowing

Sovereign; cover, cost and conditions

Under the name Sovereign, five ranges from the years 2000 to 2007 are recorded: the 310 Softbottom as an inflatable boat without an engine and the 360, 520, 590 and 650 as inflatable boats with an engine. Further details about the yard are not available to us, and we do not add any.

An inflatable boat is trailered, launched and stored over the winter. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and cover applies during launching, during craning, on the transport route and in winter storage, without your having to agree anything separately for it. You can add it to the hull cover for a premium.

Full hull cover covers collision, grounding, vandalism and theft of parts including the outboard, limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage. Indemnity is paid according to the agreed value with no deduction for depreciation (new for old).

Questions and answers

Frequent questions

How is the 310 Softbottom classified?

For Sovereign: It is listed as an inflatable boat without an engine,

and the 360, 520, 590 and 650 ranges as inflatable boats with an engine.

The type of boat enters the premium, together with value, year of construction,

engine power and cruising range.

Is the outboard covered against theft of parts?

For Sovereign: Under full hull cover yes, theft of parts including the outboard is included.

There is no time window and no night clause in hull cover, and cover exists continuously.

The cover that fits

boat insurance

Tariffs, cover and FAQ for boat insurance in detail.

Third-party liability

The foundation for a boat from Sovereign: damage to third parties, worldwide,

from €49 a year for liability.

Hull cover

Partial or full hull cover for a Sovereign, at replacement value with an agreed fixed value.

For the whole class of boat

For Sovereign: What matters for inflatables and RIBs is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Sovereign included.

Insuring inflatables and RIBs, every brand and every condition

Other builders in this class
Nemaxx Novamarine Novurania Nuova Jolly Okiboats Prowake Qindao Qingdao Honghai Boat Co Ribeye Ring Sacs Inflatables from online retailers Scorpion RIBs Selva Marine Suzumar Takacat Talamex Tornado Boats Valiant Vanguard Marine Viamare Zar Formenti Zeppelin Zodiac

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Sovereign.

Current wind force and direction for your waters are shown on the Home.

Series by Sovereign, build years and cover

Sovereign 310 Softbottom

Sovereign 310 Softbottom is an inflatable without engine from Sovereign, built from 2000 to 2007.

Sovereign 360 RIB

Sovereign 360 RIB is an inflatable with engine from Sovereign, built from 2000 to 2007.

Sovereign 520 RIB

Also an inflatable with engine, built from 2000 to 2007.

Sovereign 590 RIB

Also an inflatable with engine, built from 2000 to 2007.

Sovereign 650 RIB

Also an inflatable with engine, built from 2000 to 2007.

What this means for the cover

For the Sovereign 310 Softbottom, Sovereign 360 RIB,

Sovereign 520 RIB by Sovereign and 2 more series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Sovereign 310 Softbottom by Sovereign series: Even without an engine the rule holds:

a tear from impact or vandalism is covered, UV ageing is wear.

For the Sovereign 360 RIB, Sovereign 520 RIB, Sovereign 590 RIB by Sovereign and further series:

On an inflatable the cause decides, not the damage: a tear from impact is covered,

porous fabric after years in the sun is not.

The outboard belongs in the policy with its serial number.

All series at a glance

The Sovereign range in figures

These figures come from the model records we keep for Sovereign: boat type,

build years and length, nothing estimated.

inflatable with engine
4 models, 2000 to 2007, 3.6 to 6.5 m
inflatable without engine
1 model, 2000 to 2007, 3.1 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Sovereign model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Sovereign cost?

We hold today’s price ranges by year for 5 models by Sovereign.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Sovereign 310 Softbottom2003 to 2004€2,000 to €2,700
Sovereign 360 RIB2003 to 2004€3,400 to €4,500
Sovereign 520 RIB2003 to 2004€9,200 to €12,000
Sovereign 590 RIB2003 to 2004€12,200 to €15,700
Sovereign 650 RIB2003 to 2004€15,600 to €19,900

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Tender on the swim platform of a motor yacht

Sovereign insured in five minutes.

Boat type, year built, length and value of your Sovereign are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

Open the online calculator Talk to a person
A father kneels in a grey inflatable behind his son and daughter, who laugh as they trail a hand in a mountain lake

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Sovereign: from €49 a year for liability

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