Insuring VT Group: cover and premium
inflatables and RIBs · several countries
VT Group builds inflatables and RIBs in several countries. NAMMERT insures a VT Group regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
inflatables and RIBs
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
VT Group; cover, cost and conditions
The only range recorded for VT Group is the Arctic 28, an inflatable boat with an engine, built between 2005 and 2012. No further details on the yard, country or length are available. On an inflatable boat with an engine part of the value lies in the propulsion, and theft of parts including the outboard is included in full hull cover.
In addition full hull cover covers collision, grounding and vandalism, and limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage. The basis for compensation is the agreed value that has been set, and payment is made with no deduction for depreciation (new for old), in the Premium tariff with no age limit.
The premium results from the type of boat, value, year of build, engine output and cruising range, never from the brand. The trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, as are launching, craning and transit. You can add it to the hull cover for a premium. There is no time window and no night-time clause in hull cover; the cover applies around the clock.
Questions and answers
Frequent questions
Is the engine of an inflatable boat insured as well?
For VT Group: It is part of the insured boat.
Theft of parts including the outboard is included in full hull cover,
and the basis for payment is the agreed value that has been set.
Does the cover also apply on the trailer?
For VT Group: Transit is included and the boat trailer runs along in the third-party liability at
no extra premium from Basis-Plus, provided it is named in the application with its value.
You can add it to the hull cover for a premium.
Launching, craning and winter storage are also part of the scope.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from VT Group: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a VT Group, at replacement value with an agreed fixed value.
For the whole class of boat
For VT Group: What matters for inflatables and RIBs is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, VT Group included.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your VT Group.
Current wind force and direction for your waters are shown on the Home.
Series by VT Group, build years and cover
Arctic 28 is an inflatable with engine from VT Group, built from 2005 to 2012.
For the Arctic 28 by VT Group series the market value and the replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Arctic 28 by VT Group series: On an inflatable the cause decides, not the damage:
a tear from impact is covered, porous fabric after years in the sun is not.
The outboard belongs in the policy with its serial number.
What does a used VT Group cost?
We hold today’s price ranges by year for 1 models by VT Group.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Arctic 28 | 2008 to 2009 | €40,100 to €52,500 |
Estimate from our boat records, October 2026.
Not a survey.
VT Group insured in five minutes.
Boat type, year built, length and value of your VT Group are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
