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Insuring Bellamer / houseboat builders: cover and premium
houseboats and electric boats · Germany
Bellamer / Hausbootbau builds houseboats and electric boats in Germany. NAMMERT insures a Bellamer / houseboat builders regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
houseboats and electric boats
Typical sizes
9 to 14 m
Premium from
from €79 a year
Worth knowing
Bellamer / houseboat builders; cover, cost and conditions
Floating holiday homes from German houseboat builders sit between boat and building: they lie permanently at their berth, have shore connections for electricity, water and waste water, and only in some cases an auxiliary engine. Legally they remain watercraft, which is why we insure them under hull insurance for boats, but the risks are those of a building.
The connections are the point where most damage arises. A faulty water connection, a leaking waste water pipe or a short circuit on the shore power supply are the typical cases. They are covered if the installation was carried out properly, so keep the invoices from the installation company. When water enters, the first question is whether the work was carried out properly, and the answer is on that invoice.
In a furnished holiday home the contents regularly exceed the value of the hull. Personal effects are included free of charge up to three per cent of the sum insured, a minimum of 1,000 and a maximum of 3,000 euros in Basis-Plus, 6,000 in Premium, and for a complete fit-out that is not enough. Declare the kitchen, furniture, electronics and heating as separate items and update them after every addition.
Questions and answers
Frequent questions
Is a floating holiday home a boat or a building?
For Bellamer / houseboat builders: Legally a watercraft,
and we insure it under hull insurance for boats.
The risks, however, are those of a building: storm, water ingress, frost, burglary, fire.
How do I insure the furnishings?
For Bellamer / houseboat builders: As separate items.
The 3 % for personal effects included free of charge (1,000 to 3,000 € in Basis-Plus,
up to 6,000 in Premium) do not cover a complete fit-out.
The cover that fits
houseboat insurance
Tariffs, cover and FAQ for houseboat insurance in detail.
Third-party liability
The foundation for a boat from Bellamer / houseboat builders: damage to third parties, worldwide,
from €79 a year.
Hull cover
Partial or full hull cover for a Bellamer / houseboat builders,
at replacement value with an agreed fixed value.
For the whole class of boat
For Bellamer / houseboat builders:
What matters for houseboats and electric boats is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class,
Bellamer / houseboat builders included.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Bellamer / houseboat
builders.
Current wind force and direction for your waters are shown on the Home.
Series by Bellamer / houseboat builders, with value and cover
Bellamer Loft 60 / 70 is a houseboat from Bellamer / houseboat builders (Germany),
built since 2015,
and today changes hands at between €290,000 and €520,000.
Also a houseboat, built since 2012, €150,000 to €420,000.
Schwimmendes Ferienhaus is a houseboat from Bellamer / houseboat builders (Germany),
built since 2010,
and today changes hands at between €95,000 and €420,000.
As the Bellamer Loft 60 / 70, Bellamer Loft 40 / 50 and Schwimmendes Ferienhaus by Bellamer /
houseboat builders series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Bellamer Loft 60 / 70, Bellamer Loft 40 / 50,
Schwimmendes Ferienhaus by Bellamer / houseboat builders series:
On a houseboat the interior counts.
Water damage inside is the most common claim, well ahead of collision.
Bellamer / houseboat builders insured in five minutes.
Boat type, year built, length and value of your Bellamer / houseboat builders are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
