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Insuring Duffy / electric boats: cover and premium
houseboats and electric boats · the USA / Germany
Duffy / Elektroboote builds houseboats and electric boats in the USA / Germany. NAMMERT insures a Duffy / electric boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA / Germany
Class
houseboats and electric boats
Typical sizes
5 to 9 m
Premium from
from €49 a year for liability
Worth knowing
Duffy / electric boats; cover, cost and conditions
Duffy has been building electric boats in California since the seventies and helped establish the category: covered, slow boats for lakes and sheltered coastal waters, found in Europe above all on inland lakes where combustion engines are banned. Precisely these waters are the reason electric boats are bought: Bavarian lakes, Lake Constance and many nature reserve waters allow electric propulsion only.
For the policy this means first of all: no fuel, no petrol fire, no oil damage, a part of the classic boat risks falls away. Its place is taken by the battery. On older Duffys these are lead acid banks, on newer ones lithium; both are covered, but with different requirements for installation and charging. If an older boat is converted to lithium, the rule is: report it, have it installed properly, keep the invoice.
The third topic is the berth. Electric boats often lie in boathouses or under roofs because they are used all year round, and in the event of fire a boathouse is a different risk from an open jetty. State the type of berth in your application. With boathouses the question of charging infrastructure is added: charge at a properly fused connection, not via an extension lead.
Questions and answers
Frequent questions
Why an electric boat on Bavarian lakes?
For Duffy / electric boats: Because combustion engines are prohibited there.
That is a question of the waters, not of insurance;
the policy covers the agreed cruising range regardless of the propulsion.
What applies when charging in a boathouse?
For Duffy / electric boats: A properly fused fixed connection, no extension lead.
State the boathouse berth in your application;
in the event of fire it is a different risk from an open jetty.
The cover that fits
electric boat insurance
Tariffs, cover and FAQ for electric boat insurance in detail.
Third-party liability
The foundation for a boat from Duffy / electric boats: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Duffy / electric boats,
at replacement value with an agreed fixed value.
For the whole class of boat
For Duffy / electric boats: What matters for houseboats and electric boats is the same across
every brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Duffy / electric boats included.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Duffy / electric boats.
Current wind force and direction for your waters are shown on the Home.
Series by Duffy / electric boats, with value and cover
Duffy 18 / 21 Electric (classic) is an electric boat from Duffy / electric boats (USA/DE),
built from 1970 to 1998,
and today changes hands at between €9,000 and €32,000.
Duffy 16 Snug Harbor is an electric boat from Duffy / electric boats (USA/DE), built since 1995,
and today changes hands at between €25,000 and €90,000.
Duffy 22 / 25 Bay Island is an electric boat from Duffy / electric boats (USA/DE),
built since 2000,
and today changes hands at between €55,000 and €150,000.
Electric day boat is a motorboat from Duffy / electric boats (USA/DE), built since 2000,
and today changes hands at between €25,000 and €145,000.
Also an electric boat, built since 2000, €45,000 to €125,000.
For the Duffy 18 / 21 Electric (classic) by Duffy / electric boats series there is no list price
left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Duffy 16 Snug Harbor, Duffy 22 / 25 Bay Island,
Electric day boat by Duffy / electric boats and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Duffy 18 / 21 Electric (classic), Duffy 16 Snug Harbor,
Duffy 22 / 25 Bay Island by Duffy / electric boats and further series:
On an electric boat the battery is the largest single item.
It belongs in the sum insured, otherwise the most expensive part is missing in a total loss.
For the Electric day boat by Duffy / electric boats series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Duffy / electric boats insured in five minutes.
Boat type, year built, length and value of your Duffy / electric boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
