Insuring Torqeedo: cover and premium
houseboats and electric boats · Germany
Torqeedo builds houseboats and electric boats in Germany. NAMMERT insures a Torqeedo regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
houseboats and electric boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Torqeedo; cover, cost and conditions
Torqeedo of Gilching builds electric drives for boats, from the Travel for tenders and dinghies to the Deep Blue for yachts. Anyone running on electric power has a different most expensive component than someone with a combustion engine: the battery.
This is exactly where the contracts part ways. In many other sets of conditions the drive battery counts as a consumable part and is therefore excluded from replacement, at costs that make up a large part of the value of the boat. With us the battery belongs to the insured drive. Check this point in every quotation you compare; it is the most important one for electric boats and it is never on the first page.
The second point is charging. Damage that occurs during charging, to the boat, to the pontoon or to the charging infrastructure of the marina, is a liability matter and runs through the third-party liability. Also pay attention to the waters: on many lakes where combustion engines are banned, electric drive is expressly permitted. That is one of the reasons why Torqeedo drives are so widespread in Austria and Bavaria.
Questions and answers
Frequent questions
Is the drive battery insured as well?
For Torqeedo: With us it belongs to the insured drive.
In many other sets of conditions it counts as a consumable part and is excluded,
which at these costs is the decisive difference.
May I use an electric drive on lakes that are closed to combustion engines?
For Torqeedo: On many of them yes, in Austria and Bavaria that is the normal case.
The rules are specific to each body of water, though,
so ask before buying and we will tell you what applies on your lake.
The cover that fits
electric boat insurance
Tariffs, cover and FAQ for electric boat insurance in detail.
Third-party liability
The foundation for a boat from Torqeedo: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Torqeedo, at replacement value with an agreed fixed value.
For the whole class of boat
For Torqeedo: What matters for houseboats and electric boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Torqeedo included.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Torqeedo.
Current wind force and direction for your waters are shown on the Home.
Series by Torqeedo, with value and cover
Travel 603 / 1103 outboards is an electric boat from Torqeedo, built since 2005,
and today changes hands at between €2,000 and €5,000.
Cruise 3.0 / 12.0 drives is an electric boat from Torqeedo, built since 2008,
and today changes hands at between €4,000 and €20,000.
Deep Blue Systeme is an electric boat from Torqeedo, built since 2012,
and today changes hands at between €25,000 and €90,000.
As the Travel 603 / 1103 outboards,
Cruise 3.0 / 12.0 drives and Deep Blue Systeme by Torqeedo series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Travel 603 / 1103 outboards, Cruise 3.0 / 12.0 drives,
Deep Blue Systeme by Torqeedo series: On an electric boat the battery is the largest single item.
It belongs in the sum insured, otherwise the most expensive part is missing in a total loss.
Torqeedo insured in five minutes.
Boat type, year built, length and value of your Torqeedo are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
