Insuring Nicols Yacht: cover and premium
houseboats and electric boats · France
Nicols Yacht builds houseboats and electric boats in France. NAMMERT insures a Nicols regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
France
Class
houseboats and electric boats
Typical sizes
8 to 14 m
Premium from
from €79 a year
Worth knowing
Nicols Yacht; cover, cost and conditions
Nicols of France builds houseboats for canal cruising and charter operations; models that can be driven without a licence are widespread in France, the Netherlands and Brandenburg. What is decisive for the insurance is whether use is private or commercial.
A motorboat policy is not enough for a houseboat: the interior fittings account for a considerable part of the value and are included with us at three per cent of the sum insured. Anyone who rents the boat out needs the commercial cover; private renting out for up to 30 days in the insurance year is included in the normal policy, with a written rental agreement. On canals the typical damage is contact: lock wall, bollard, bridge. All of it full hull cover.
Questions and answers
Frequent questions
Is a motorboat policy enough for a houseboat?
No, not for Nicols either: The interior fittings account for a considerable part of the value and
must be co-insured, with us at three per cent of the sum insured.
The cover that fits
houseboat insurance
Tariffs, cover and FAQ for houseboat insurance in detail.
Third-party liability
The foundation for a boat from Nicols: damage to third parties, worldwide, from €79 a year.
Hull cover
Partial or full hull cover for a Nicols, at replacement value with an agreed fixed value.
For the whole class of boat
For Nicols: What matters for houseboats and electric boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Nicols included.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Nicols.
Current wind force and direction for your waters are shown on the Home.
Series by Nicols, with value and cover
Nicols Confort / Estivale (classic) is a houseboat from Nicols (France), built from 1986 to 1999,
and today changes hands at between €35,000 and €95,000.
Nicols Estivale Quattro / Sixto is a houseboat from Nicols (France), built since 2000,
and today changes hands at between €80,000 and €230,000.
Nicols Octo Fly / Confort 1350 is a houseboat from Nicols (France), built since 2005,
and today changes hands at between €120,000 and €320,000.
Estivale / Sixto is a houseboat from Nicols (France), built since 2000,
and today changes hands at between €70,000 and €260,000.
Octo / Quattro Fly is a houseboat from Nicols (France), built since 2008,
and today changes hands at between €110,000 and €340,000.
Nicols Estivale / Sixto / Quattro is a houseboat from Nicols (France), built since 1990,
and today changes hands at between €85,000 and €265,000.
For the Nicols Confort / Estivale (classic) by Nicols series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Nicols Estivale Quattro / Sixto, Nicols Octo Fly / Confort 1350,
Estivale / Sixto by Nicols and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Nicols Confort / Estivale (classic), Nicols Estivale Quattro / Sixto,
Nicols Octo Fly / Confort 1350 by Nicols and further series: On a houseboat the interior counts.
Water damage inside is the most common claim, well ahead of collision.
The Nicols range in figures
These figures come from the model records we keep for Nicols: boat type, build years and length,
nothing estimated.
- motor yacht
- 11 models, since 1998, mostly 10 to 15 m
- motorboat
- 10 models, since 2017, mostly 8 to 15 m
Which model was built when?
What does a used Nicols cost?
We hold today’s price ranges by year for 7 models by Nicols.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Nicol's Yacht Estivalo Octo | 2019 to 2024 | €217,500 to €379,300 |
| Nicol's Yacht Estivalo Quattro | 2019 to 2024 | €114,800 to €196,600 |
| Nicol's Yacht Estivalo Sixto | 2019 to 2024 | €217,500 to €379,300 |
| Nicol's Yacht Octo Fly | 2024 | €371,500 to €472,800 |
| Nicol's Yacht Octo Fly C | 2024 | €371,100 to €472,300 |
| Nicol's Yacht Primo | 2024 | €71,000 to €90,400 |
| Nicol's Yacht Quattro Fly C | 2024 | €176,100 to €224,100 |
Estimate from our boat records, October 2026.
Not a survey.
Nicols insured in five minutes.
Boat type, year built, length and value of your Nicols are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
