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Insuring Torqeedo conversions: cover and premium
houseboats and electric boats · Germany
Torqeedo-Umbauten builds houseboats and electric boats in Germany. NAMMERT insures a Torqeedo conversions regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
houseboats and electric boats
Typical sizes
5 to 9 m
Premium from
from €49 a year for liability
Worth knowing
Torqeedo conversions; cover, cost and conditions
Torqeedo is the most widespread manufacturer of electric boat drives, and a considerable proportion of the electric boats on German waters are conversions: an existing boat is given a Torqeedo drive with a battery instead of a combustion engine. For the insurance the conversion is the decisive event, it changes the value, the type of propulsion and the risk profile and has to be reported.
A conversion of the propulsion that has not been reported is an increase in risk. In the event of a claim this leads to discussion and can reduce the payment, even if the damage has nothing to do with the propulsion. Reporting is straightforward: type of drive, power output, battery capacity and the business that carried out the conversion. Keep the invoice; it is proof of value and proof of proper workmanship in one.
With the battery, the installation decides the cover. Torqeedo batteries are built for use on boats and are safe when they are installed and charged as specified. Fire and thermal runaway are covered in our hull insurance, including consequential damage to the boat. A self-assembled battery pack made from third-party cells, on the other hand, is not an insurable risk; in the case of conversions carried out yourself, please ask beforehand.
Questions and answers
Frequent questions
Do I have to report the conversion?
Yes, for Torqeedo conversions too:
A conversion of the propulsion that has not been reported is an increase in risk and can reduce
the payment, even for damage unrelated to the propulsion.
Is a self-built battery pack covered?
No, not for Torqeedo conversions either: Manufacturer batteries installed properly are covered;
self-assembled packs made from third-party cells are not.
In the case of conversions carried out yourself, please enquire beforehand.
The cover that fits
electric boat insurance
Tariffs, cover and FAQ for electric boat insurance in detail.
Third-party liability
The foundation for a boat from Torqeedo conversions: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Torqeedo conversions,
at replacement value with an agreed fixed value.
For the whole class of boat
For Torqeedo conversions: What matters for houseboats and electric boats is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Torqeedo conversions included.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Torqeedo conversions.
Current wind force and direction for your waters are shown on the Home.
Series by Torqeedo conversions, with value and cover
Elektrifizierte Segelyacht 9 to 14 m is an electric boat from Torqeedo conversions (Germany),
built since 2012,
and today changes hands at between €45,000 and €190,000.
Electrified classics 6 to 9 m is an electric boat from Torqeedo conversions (Germany),
built since 2010,
and today changes hands at between €25,000 and €90,000.
Converted boat is a motorboat from Torqeedo conversions (Germany), built since 2010,
and today changes hands at between €15,000 and €90,000.
As the Elektrifizierte Segelyacht 9 to 14 m,
Electrified classics 6 to 9 m and Converted boat by Torqeedo conversions series are still in
production, parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Elektrifizierte Segelyacht 9 to 14 m,
Electrified classics 6 to 9 m by Torqeedo conversions series:
On an electric boat the battery is the largest single item.
It belongs in the sum insured, otherwise the most expensive part is missing in a total loss.
For the Converted boat by Torqeedo conversions series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Torqeedo conversions insured in five minutes.
Boat type, year built, length and value of your Torqeedo conversions are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
