Insuring Kormoran Hausboote: cover and premium
houseboats and electric boats · Poland
Kormoran Hausboote builds houseboats and electric boats in Poland. NAMMERT insures a Kormoran regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Poland
Class
houseboats and electric boats
Typical sizes
7 to 12 m
Premium from
from €79 a year
Worth knowing
Kormoran Hausboote; cover, cost and conditions
Kormoran builds houseboats in Poland for the Masurian lakes and the inland waters of Central Europe, displacement craft of between nine and twelve metres with shallow draught, a high superstructure and an inboard engine. The high superstructure is the feature that matters for insurance: a houseboat has a large windage area and little draught, and that makes manoeuvring in wind difficult. On this type of construction, berthing damage is the most frequent hull claim.
Berthing and manoeuvring damage is covered by full hull cover, but not by limited hull cover. On a houseboat that is frequently under way in unfamiliar harbours and locks, that is the decisive difference between the levels. Reckon with the deductible: minor hull damage to the rubbing strake and the topsides occurs regularly, and a high deductible shifts precisely these cases onto you.
The second subject is use. Many Kormoran boats go into hire, and on the Masurian lakes that is an established market. Chartering is commercial use and is not included in the private policy. We do insure it, but we need it to be declared: a boat in the hands of changing hirers with no licence requirement is a different risk from your own weekend boat.
Questions and answers
Frequent questions
Is berthing damage covered?
For Kormoran: Under full hull cover yes, under limited hull cover no.
On a houseboat with a high superstructure and little draught this is the most frequent kind of
claim.
May I hire out my houseboat?
For Kormoran: With declared commercial use yes.
Undeclared, cover is entirely absent in a hire situation, including for damage caused by the hirer.
The cover that fits
houseboat insurance
Tariffs, cover and FAQ for houseboat insurance in detail.
Third-party liability
The foundation for a boat from Kormoran: damage to third parties, worldwide, from €79 a year.
Hull cover
Partial or full hull cover for a Kormoran, at replacement value with an agreed fixed value.
For the whole class of boat
For Kormoran: What matters for houseboats and electric boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Kormoran included.
Insuring houseboats and electric boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Kormoran.
Current wind force and direction for your waters are shown on the Home.
Series by Kormoran, with value and cover
Kormoran 1030 / 1100 is a houseboat from Kormoran (Poland), built since 2005,
and today changes hands at between €110,000 and €190,000.
Kormoran 1500 Prestige is a houseboat from Kormoran (Poland), built since 2012,
and today changes hands at between €190,000 and €320,000.
Also a houseboat, built since 2005, €95,000 to €290,000.
Also a houseboat, built since 2005, €55,000 to €150,000.
Kormoran boat trailer 750 to 3500 kg is a boat trailer from Kormoran (Poland), built since 2000,
and today changes hands at between €1,000 and €9,000.
As the Kormoran 1030 / 1100, Kormoran 1500 Prestige,
Kormoran 1140 / 1280 by Kormoran and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
As the Kormoran boat trailer 750 to 3500 kg by Kormoran series is still in production,
parts are available and repairs are predictable.
Still, set the value at replacement cost, including sails, rigging or gear you bought later.
For the Kormoran 1030 / 1100, Kormoran 1500 Prestige,
Kormoran 1140 / 1280 by Kormoran and further series: On a houseboat the interior counts.
Water damage inside is the most common claim, well ahead of collision.
For the Kormoran boat trailer 750 to 3500 kg by Kormoran series:
The boat trailer runs along in the third-party liability free of charge from Basis-Plus,
provided it is named in the application with its value.
You can add it to the hull cover for a premium.
Models by Kormoran we insure
Each Kormoran model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Kormoran insured in five minutes.
Boat type, year built, length and value of your Kormoran are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
