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Beneteau Oceanis Clipper 331 insurance: calculate your premium
Model page, insured as a sailing yacht
Year, place of purchase and previous owners do not decide whether we insure the Beneteau Oceanis Clipper 331: we write it as a sailing yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Beneteau
- Type of boat
- sailing yacht
- Length overall
- 10.39 m
- Built
- 1996 to 2009
Length from our boat catalogue for the 1996–2009 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€855 a year
or €78 a month if paid monthly
Liability and hull · boat value €51,000 (market value) · built 2002 · North Sea, Baltic and Mediterranean
Finance, example
€467 a month
Purchase price €51,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Beneteau Oceanis Clipper 331: cover, cost and conditions
How much does the name Beneteau Oceanis Clipper 331 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Beneteau Oceanis Clipper 331? It starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Beneteau Oceanis Clipper 331 at the usual market value of €51,000 the premium is €855 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €500, paid annually. Hull cover accounts for €766, liability for €89. Tariff as of 21.10.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Beneteau Oceanis Clipper 331 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Beneteau Oceanis Clipper 331,
number three hundred thirty-one.
What is a used Beneteau Oceanis Clipper 331 worth?
A used Beneteau Oceanis Clipper 331 built between 1999 and 2006 in average condition is typically
worth between €43,100 and €62,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2006 | €49,400 to €62,800 | €56,100 |
| 2005 | €48,100 to €61,200 | €54,700 |
| 2004 | €45,300 to €57,700 | €51,500 |
| 2003 | €45,600 to €58,000 | €51,800 |
| 2002 | €45,200 to €57,500 | €51,300 |
| 2001 | €43,700 to €55,500 | €49,600 |
| 2000 | €43,600 to €55,400 | €49,500 |
| 1999 | €43,100 to €54,900 | €49,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Beneteau Oceanis Clipper
331; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 2% off the value of a Beneteau Oceanis Clipper 331.
Market today
For sale in October 2026
8
Typical asking price, 2003 boat
€54,000
Our value, 2003 boat
€51,800
Asking prices against our value
+4%
In October 2026 we found 8 boats of the Beneteau Oceanis Clipper 331 for sale.
Typical asking price for a 2003 Beneteau Oceanis Clipper 331: €54,000.
Our value for a Beneteau Oceanis Clipper 331 of that year: €51,800.
Asking prices for the Beneteau Oceanis Clipper 331 are about 4% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 8 boats of the Beneteau Oceanis Clipper 331 we found for sale most recently.
2003
10.06 m, Turkey
2002
10.36 m, Sweden
2002
Netherlands
2002
10.35 m, France
2001
10.00 m, Italy
2001
Germany
2000
10.00 m, France
2000
Spain
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Beneteau Oceanis Clipper 331?
Yes, the Beneteau Oceanis Clipper 331 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Beneteau Oceanis Clipper 331 cost?
It starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Beneteau Oceanis Clipper 331 at the usual market value of €51,000 the premium is €855 a
year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €766, liability for €89.
Tariff as of 21.10.2026, your own boat may differ.
What your Beneteau Oceanis Clipper 331 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Beneteau Oceanis Clipper 331 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Beneteau Oceanis Clipper 331,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Beneteau Oceanis
Clipper 331 free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Beneteau Oceanis Clipper 331 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
