Home / Builders / Element Boats
Insuring Element Boats: cover and premium
motorboats and sports boats · several countries
Element Boats builds motorboats and sports boats in several countries. NAMMERT insures a Element Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Element Boats; cover, cost and conditions
For Element Boats one model range is available, the Element 38 motorboat with years of construction from 2020 to 2025. No further ranges are listed. A narrow or young programme is no obstacle to cover, because with us small series and home-built boats are just as insurable as boats from large-scale series production.
With small numbers in particular there is often no broad second-hand market from which a value could be read off. That is why an agreed value is set in full hull cover; it is stated in the policy and paid in the event of a claim with no deduction for depreciation. In the Premium tariff full hull cover also applies with no age limit.
For a motorboat the premium is determined by type of boat, value, year of construction, engine power and cruising range. Up to a sum insured of 2.5 million euros you conclude the policy online; above that an individual assessment follows. A trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and cover also applies during craning, during launching and in winter storage. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Can boats from small series be covered?
Yes, for Element Boats too: small series and home-built boats can be insured.
Since comparative values may be lacking,
the value is recorded in the policy as an agreed value and replaced in the event of a claim with
no deduction for depreciation.
From which sum is online conclusion no longer sufficient?
For Element Boats: Up to a sum insured of 2.5 million euros everything runs online.
If the value is above that, an individual assessment follows in which we value the boat and its
equipment separately.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Element Boats: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Element Boats, at replacement value with an agreed fixed value.
For the whole class of boat
For Element Boats: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Element Boats included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Element Boats.
Current wind force and direction for your waters are shown on the Home.
Series by Element Boats, build years and cover
Element 38 is a motorboat from Element Boats, built from 2020 to 2025.
For the Element 38 by Element Boats series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Element 38 by Element Boats series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
What does a used Element Boats cost?
We hold today’s price ranges by year for 1 models by Element Boats.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Element 38 | 2023 to 2024 | €30,800 to €43,900 |
Estimate from our boat records, October 2026.
Not a survey.
Element Boats insured in five minutes.
Boat type, year built, length and value of your Element Boats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
