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Insuring Fountain Powerboats: cover and premium

motorboats and sports boats · the USA

Fountain Powerboats builds motorboats and sports boats in the USA. NAMMERT insures a Fountain Powerboats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

the USA

Class

motorboats and sports boats

Typical sizes

9 to 14 m

Premium from

from €49 a year for liability

Worth knowing

Fountain Powerboats; cover, cost and conditions

Two model ranges are documented, the Fountain 32 and 38 Lightning from the years 1990 to 2020 and the Fountain 42 and 47 Lightning, which has been built since 1995 and is still built today. The yard from the USA stands for offshore racing boats and sports boats from 9 to 14 metres in length. Fountain hulls are designed for high cruising speed.

Anyone who moves boats like these across borders needs proof that is also understood abroad. We issue the international certificate of insurance automatically in ten languages. The basis remains third-party liability with a limit of indemnity of 10 to 50 million euros in the Basis, Basis-Plus and Premium levels.

Engine power is one of the factors that determine the premium, together with the type of boat, value, year of construction and cruising range. Collision, grounding, vandalism and theft of parts including the outboard are covered by full hull cover.

Questions and answers

Frequent questions

How does a powerful engine affect the contract?

For Fountain Powerboats: Engine power is one of the premium factors, alongside the type of boat,

value, year of construction and cruising range.

State the actual power so that the contract holds in the event of a claim.

Does cover also apply at night at sea?

Yes, for Fountain Powerboats too: Collision,

grounding and vandalism are covered by full hull cover regardless of the time of day.

The cover that fits

For the whole class of boat

For Fountain Powerboats: What matters for motorboats and sports boats is the same across every

brand; engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Fountain Powerboats included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class

Dynasty Ebbtide Ecofiber Europe Marine Faeton Faster Fiberline Finnmaster Finval Fiskars Fletcher Formula Boats Four Winns Galia Gar Wood (Klassiker) Glastron Grady-White Grandezza Gugel Hacker-Craft Hardy Hellwig Hille Hinckley

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Fountain Powerboats.

Current wind force and direction for your waters are shown on the Home.

Series by Fountain Powerboats, with value and cover

Fountain 32 / 38 Lightning

Fountain 32 / 38 Lightning is a motorboat from Fountain Powerboats (the USA),

built from 1990 to 2020,

and today changes hands at between €60,000 and €220,000.

Fountain 42 / 47 Lightning

Fountain 42 / 47 Lightning is a motor yacht from Fountain Powerboats (the USA), built since 1995,

and today changes hands at between €190,000 and €520,000.

What this means for the cover

For the Fountain 32 / 38 Lightning by Fountain Powerboats series the market value and the

replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

As the Fountain 42 / 47 Lightning by Fountain Powerboats series is still in production,

parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Fountain 32 / 38 Lightning by Fountain Powerboats series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Fountain 42 / 47 Lightning by Fountain Powerboats series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Fountain Powerboats range in figures

These figures come from the model records we keep for Fountain Powerboats: boat type,

build years and length, nothing estimated.

motor yacht: 34 models, since 1986, mostly 8.8 to 12.8 m
motorboat: 4 models, since 1999, 7 to 11.6 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Fountain Powerboats model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 38 models.

What does a used Fountain Powerboats cost?

We hold today’s price ranges by year for 32 models by Fountain Powerboats.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Fountain 23 Center Console	2006 to 2007	€30,600 to €40,300
Fountain 27 Fever	1992 to 2006	€24,100 to €46,800
Fountain 29 Fever	2006 to 2007	€37,800 to €49,400
Fountain 31 Center Console	2006 to 2010	€43,700 to €65,500
Fountain 31 Tournament Edition	2006 to 2009	€42,600 to €59,800
Fountain 32 Center Console	2006 to 2010	€42,200 to €63,600
Fountain 33 Lightning	2010	€73,800 to €94,000
Fountain 33 Sportfish Cruiser	2006 to 2009	€53,200 to €73,800
Fountain 34 CC Bluewater Sport	2017 to 2021	€116,000 to €218,900
Fountain 34 SC	2020 to 2021	€171,900 to €249,000
Fountain 34 Sportfish CC Open Bow	2006 to 2016	€57,200 to €131,800
Fountain 34 TE	2020 to 2021	€168,900 to €245,500
Fountain 34 Thunder Cat	2020 to 2024	€152,100 to €243,500
Fountain 35 Executioner	2006 to 2010	€48,100 to €78,200
Fountain 35 Lightning	2006 to 2016	€51,300 to €129,200
Fountain 37 CC Bluewater Sport	2017 to 2019	€147,300 to €232,600
Fountain 38 CC	2020 to 2021	€220,100 to €311,400
Fountain 38 Express Cruiser	2006 to 2016	€71,600 to €180,000
Fountain 38 Lightning	2006 to 2016	€62,300 to €150,400
Fountain 38 Sportfish CC Open Bow	2006 to 2016	€68,100 to €149,600
Fountain 38 Sportfish Cruiser	2005 to 2021	€68,600 to €289,900
Fountain 38 Sportfish Luxury Edition	2006 to 2016	€74,400 to €166,400
Fountain 38 Sportfish Tournament Edition	2005 to 2016	€65,500 to €151,800
Fountain 39 NX	2020 to 2021	€238,700 to €335,200
Fountain 42 Executioner	2006 to 2010	€75,100 to €118,200
Fountain 42 Lightninig	2006 to 2021	€75,100 to €325,000
Fountain 42 Poker Run	2006 to 2010	€76,300 to €119,700
Fountain 43 NX	2020 to 2021	€267,100 to €375,100
Fountain 47 Lightning	2006 to 2021	€118,000 to €433,900
Fountain 48 Express Cruiser	2006 to 2016	€149,700 to €356,100
Sportfish CC Tournament Edition	2002	€33,800 to €43,000
Sportfish Cruiser OB	2002	€23,400 to €29,800