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Insuring Hacker-Craft: cover and premium
motorboats and sports boats · the USA
Hacker-Craft builds motorboats and sports boats in the USA. NAMMERT insures a Hacker-Craft regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
6 to 12 m
Premium from
from €49 a year for liability
Worth knowing
Hacker-Craft; cover, cost and conditions
Hacker-Craft stands for mahogany runabouts from New York and still builds wooden boats by hand today. Recorded are the Runabout 22 and 27 model ranges as well as the Sport 30 and 40, with lengths from 6 to 12 m. The Runabout line goes back as far as 1920, a year of construction that does not stand in the way of cover with us.
When buying a used wooden boat, what counts is what replacement would cost. We record this amount as an agreed value and pay it in the event of a claim with no deduction for depreciation (new for old), in the Premium tariff with no age limit. There is then no need to negotiate about current market values when it matters.
Wooden boats spend part of the year ashore. Cover applies in winter storage, during craning, during launching and along the transport route, with no time restriction and no night clause. Limited hull cover additionally includes fire, storm, lightning strike and theft of the entire boat.
Questions and answers
Frequent questions
How is the value of a mahogany runabout determined?
For Hacker-Craft: Through an agreed value that we set together with you.
In the event of a total loss it is paid with no deduction for depreciation,
and in the Premium tariff full hull cover applies with no age limit.
Does a very early year of construction matter?
For Hacker-Craft: We insure regardless of the year of construction,
place of purchase and previous owners.
For the calculation, type of boat, value, engine output and cruising range count,
not the age in itself.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Hacker-Craft: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Hacker-Craft, at replacement value with an agreed fixed value.
For the whole class of boat
For Hacker-Craft: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Hacker-Craft included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Hacker-Craft.
Current wind force and direction for your waters are shown on the Home.
Series by Hacker-Craft, with value and cover
Hacker-Craft Runabout 22 / 27 is a motorboat from Hacker-Craft (the USA), built since 1920,
and today changes hands at between €120,000 and €420,000.
Hacker-Craft Sport 30 / 40 is a motorboat from Hacker-Craft (the USA), built since 1990,
and today changes hands at between €290,000 and €890,000.
As the Hacker-Craft Runabout 22 / 27 and Hacker-Craft Sport 30 / 40 by Hacker-Craft series are
still in production, parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Hacker-Craft Runabout 22 / 27, Hacker-Craft Sport 30 / 40 by Hacker-Craft series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Hacker-Craft insured in five minutes.
Boat type, year built, length and value of your Hacker-Craft are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
