Insuring Karel: cover and premium
motorboats and sports boats
Karel builds motorboats and sports boats. NAMMERT insures a Karel regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
motorboats and sports boats
Typical sizes
varies by model
Premium from
from €49 a year for liability
Worth knowing
Karel; cover, cost and conditions
Small motorboats almost always run with an outboard. Karel is a manufacturer of motorboats and sports boats with 35 recorded model ranges, among them the 400 Open, the 430 V and the 450 Classic Fish, built since 2005 and up to the present day. For these boats full hull cover includes theft of parts including the outboard.
We have no information on the country or on size classes. Ranges such as the 160 V, the 170 Paxos and the 450 Open CC are recorded, and many of them are still in production today. For each of these boats we agree an agreed value, and compensation is paid with no deduction for depreciation (new for old).
Besides theft of parts, full hull cover includes collision, grounding and vandalism, while limited hull cover includes fire, storm, lightning strike and theft of the entire boat. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and cover applies in winter storage, during craning and launching and while in transit. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Is the outboard protected against theft?
For Karel: Full hull cover includes theft of parts including the outboard.
If the entire boat is stolen, limited hull cover already applies, as it does for fire,
storm and lightning strike.
Does the premium depend on the make of the boat?
No, not for Karel either: What counts is the type of boat, value, year of construction,
engine power or sail area and the cruising range.
The name of the yard does not enter into the calculation.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Karel: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Karel, at replacement value with an agreed fixed value.
For the whole class of boat
For Karel: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Karel included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Karel.
Current wind force and direction for your waters are shown on the Home.
Series by Karel, build years and cover
Karel 160 V is a motorboat from Karel, built since 2012.
Karel 170 Paxos is a motorboat from Karel, built since 2014.
Karel 400 Open is a motorboat from Karel, built since 2012.
Also a motorboat, built since 2005.
Also a motorboat, built since 2005.
Karel 450 is a motorboat from Karel, built since 2012.
Karel 450 Classic Fish is a motorboat from Karel, built since 2013.
Karel 450 Open CC is a motorboat from Karel, built since 2013.
Also a motorboat, built since 2012.
Also a motorboat, built since 2015.
Karel 480 Open XS is a motorboat from Karel, built since 2018.
Karel 495 SF is a motorboat from Karel, built since 2014.
Also a motorboat, built since 2012.
Also a motorboat, built since 2005.
Karel 550 Ithaca is a motorboat from Karel, built since 2017.
Karel 600 Ionian Sun is a motorboat from Karel, built since 2012.
Karel 660 Fishing Cruiser XS is a motorboat from Karel, built since 2012.
Also a motorboat, built since 2014.
Karel F19 is a motorboat from Karel, built since 2008.
Karel 530 Fish Pro is a motorboat from Karel, built from 2012 to 2021.
Karel 210 is a motorboat from Karel, built from 2005 to 2020.
Also a motorboat, built from 2005 to 2020.
Karel 320 F is a motorboat from Karel, built from 2005 to 2020.
Karel 490 Fish is a motorboat from Karel, built from 2012 to 2017.
Karel 500 V is a motorboat from Karel, built from 2005 to 2017.
Karel 500 V Tourism is a motorboat from Karel, built from 2013 to 2017.
Also a motorboat, built from 2005 to 2017.
Also a motorboat, built from 2013 to 2017.
Also a motorboat, built from 2005 to 2012.
Karel 450 Open is a motorboat from Karel, built from 2005 to 2012.
Also a motorboat, built from 2005 to 2012.
Also a motorboat, built from 2005 to 2012.
Also a motorboat, built from 2005 to 2012.
Karel 590 Cabin is a motorboat from Karel, built from 2005 to 2012.
Karel 620 FC is a motorboat from Karel, built from 2005 to 2012.
As the Karel 160 V, Karel 170 Paxos,
Karel 400 Open by Karel and 16 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Karel 530 Fish Pro, Karel 210,
Karel 280 by Karel and 13 more series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Karel 160 V, Karel 170 Paxos, Karel 400 Open by Karel and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Karel range in figures
These figures come from the model records we keep for Karel: boat type, build years and length,
nothing estimated.
- motorboat
- 35 models, since 2005, mostly 4 to 6 m
Which model was built when?
What does a used Karel cost?
We hold today’s price ranges by year for 34 models by Karel.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Karel 160 V | 2015 to 2024 | €4,700 to €25,400 |
| Karel 170 Paxos | 2017 to 2024 | €14,900 to €31,500 |
| Karel 210 | 2008 to 2019 | €1,400 to €2,400 |
| Karel 280 | 2008 to 2019 | €1,900 to €3,100 |
| Karel 320 F | 2008 to 2019 | €3,300 to €6,100 |
| Karel 400 Open | 2015 to 2024 | €5,900 to €17,100 |
| Karel 400 V | 2008 to 2024 | €6,000 to €17,200 |
| Karel 430 V | 2008 to 2024 | €6,300 to €18,500 |
| Karel 435 F | 2008 to 2009 | €6,100 to €8,000 |
| Karel 450 | 2015 to 2024 | €9,600 to €24,000 |
| Karel 450 Classic Fish | 2016 to 2024 | €9,700 to €23,900 |
| Karel 450 Open | 2008 to 2009 | €8,000 to €10,600 |
| Karel 450 Open CC | 2016 to 2024 | €9,800 to €23,900 |
| Karel 460 V | 2015 to 2024 | €8,900 to €22,700 |
| Karel 461 V | 2008 to 2009 | €7,400 to €9,900 |
| Karel 480 Open | 2018 to 2024 | €13,400 to €28,200 |
| Karel 484 V | 2008 to 2009 | €8,100 to €10,700 |
| Karel 490 Fish | 2015 to 2016 | €11,900 to €16,200 |
| Karel 495 SF | 2017 to 2024 | €13,600 to €30,300 |
| Karel 500 F | 2008 to 2009 | €8,400 to €11,100 |
| Karel 500 Open | 2015 to 2024 | €12,600 to €30,800 |
| Karel 500 V | 2008 to 2016 | €10,400 to €17,100 |
| Karel 500 V Tourism | 2016 | €13,600 to €17,400 |
| Karel 530 Fish Pro | 2015 to 2021 | €15,200 to €28,600 |
| Karel 530 Open | 2008 to 2024 | €13,500 to €38,700 |
| Karel 530 V | 2008 to 2016 | €13,400 to €22,000 |
| Karel 530 V Tourism | 2016 | €17,100 to €21,700 |
| Karel 550 Ithaca | 2020 to 2024 | €22,100 to €47,800 |
| Karel 590 Cabin | 2008 to 2009 | €18,700 to €24,600 |
| Karel 600 Ionian Sun | 2015 to 2024 | €23,000 to €53,100 |
| Karel 620 FC | 2008 to 2009 | €20,300 to €26,700 |
| Karel 660 Fishing Cruiser XS | 2015 to 2024 | €29,400 to €68,700 |
| Karel 680 Ionian Sun | 2017 to 2024 | €36,000 to €73,600 |
| Karel F19 | 2017 to 2024 | €24,400 to €51,900 |
Estimate from our boat records, October 2026.
Not a survey.
Karel insured in five minutes.
Boat type, year built, length and value of your Karel are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
