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Insuring Gar Wood (Klassiker): cover and premium
motorboats and sports boats · the USA
Gar Wood (Klassiker) builds motorboats and sports boats in the USA. NAMMERT insures a Gar Wood (Klassiker) regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
6 to 9 m
Premium from
from €49 a year for liability
Worth knowing
Gar Wood (Klassiker); cover, cost and conditions
Two routes lead to a Gar Wood: the original from the build years 1925 to 1947, or a replica of the kind that has been built from 1990 to the present day. Originals and replicas differ greatly in value. That is exactly what the agreed value is there for, since it records the agreed amount before any loss occurs.
The Runabouts 22 and 28 come in lengths of six to nine metres. Their age is no obstacle to cover: in the Premium tariff full hull cover is available with no age limit, and claims are settled with no deduction for depreciation (new for old). Collision, grounding, vandalism and theft of parts are included.
Cover applies in winter storage, during craning, during launching and while in transit, and the boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. There is no time window and no night clause in the hull cover. Small production runs and home-built boats can be insured as well.
Questions and answers
Frequent questions
How is a distinction made between an original and a replica?
For Gar Wood (Klassiker): Through the agreed value.
Originals and replicas differ greatly in value,
so the amount is fixed before the contract begins and paid out in a loss with no deduction for
depreciation (new for old).
Is a build year from the twenties a reason for exclusion?
No, not for Gar Wood (Klassiker) either: We insure regardless of build year,
place of purchase and previous owners.
In the Premium tariff the age limit for full hull cover is also dropped,
so even a Runabout from 1925 remains eligible for full hull cover.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Gar Wood (Klassiker): damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Gar Wood (Klassiker),
at replacement value with an agreed fixed value.
For the whole class of boat
For Gar Wood (Klassiker): What matters for motorboats and sports boats is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Gar Wood (Klassiker) included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Gar Wood (Klassiker).
Current wind force and direction for your waters are shown on the Home.
Series by Gar Wood (Klassiker), with value and cover
Gar Wood Runabout 22 / 28 is a motorboat from Gar Wood (classic) (the USA),
built from 1925 to 1947,
and today changes hands at between €190,000 and €890,000.
Gar Wood Nachbau is a motorboat from Gar Wood (classic) (the USA), built since 1990,
and today changes hands at between €150,000 and €590,000.
For the Gar Wood Runabout 22 / 28 by Gar Wood (Klassiker) series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
As the Gar Wood Nachbau by Gar Wood (Klassiker) series is still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Gar Wood Runabout 22 / 28, Gar Wood Nachbau by Gar Wood (Klassiker) series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Gar Wood (Klassiker) insured in five minutes.
Boat type, year built, length and value of your Gar Wood (Klassiker) are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
