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Insuring Lami: cover and premium

motorboats and sports boats · several countries

Lami: finnish builder of small sport boats. NAMMERT insures a Lami regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

motorboats and sports boats

Typical sizes

2,7 to 5,7 m

Premium from

from €49 a year for liability

Worth knowing

Lami; cover, cost and conditions

Lami is a Finnish make of small sport and leisure boats. The range consists of open boats, console boats and small cabin boats of the kind that belong to a Finnish summer house on a lake. Model names are numbered and carry letters for the version: S for the plain open form, R and RX for the sportier console models, F for the angling version and GTX for the more elaborate variant. You recognise the boats by the round wide hull with its low freeboard, the straight transom and the plain finish without superstructure.

Our model records list 41 Lami models, all of them motorboats. Recorded build years run from 1981 to 2003, so production of these models is closed. Forty one series are recorded: the small 264, 265, 280 S, 315, 360 and 365; the middle 375 S, 380 S, 400, 400 R, 405 RX, 415 S, 430 RX, 435 and 435 S; and the larger 440 GTX, 485 RX, 490 S, 505 F, 505 FR and 510 RX. The number gives the length in centimetres, so a Lami 485 RX measures around 4.85 metres. Lengths run from 2.7 to 5.7 metres, half the models between 4 and 5 metres.

A Nordic summer boat leads a short intense season and a long quiet rest. It is on the water for perhaps four months and ashore for eight, which is why the crane, the trailer and the shed matter as much to it as the lake does, and why the outboard on the transom is usually worth more than the hull it pushes.

Questions and answers

Frequent questions

Where do Lami boats come from?

For Lami: From Finland.

The range is small open boats, console boats and small cabin boats,

recorded with build years from 1981 to 2003.

What does a number such as 485 RX mean?

For Lami: It gives the length in centimetres, so a 485 RX measures around 4.85 metres.

The recorded range runs from 2.7 to 5.7 metres.

The cover that fits

motorboat insurance

Tariffs, cover and FAQ for motorboat insurance in detail.

Third-party liability

The foundation for a boat from Lami: damage to third parties, worldwide,

from €49 a year for liability.

Hull cover

Partial or full hull cover for a Lami, at replacement value with an agreed fixed value.

For the whole class of boat

For Lami: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Lami included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class
Dutch-built yachts Dutch yard builds Invader Italmar Jakol K & S Polyboats Kaliske Karel Karnic Kimple Korad Lamberti Larson Lava Marine Traditional Llaüt Lund Mader Malibu Mare Boote (Germany) Marex Mariah Marinello MasterCraft Maxum

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Lami.

Current wind force and direction for your waters are shown on the Home.

Series by Lami, build years and cover

Lami 435

Lami 435 is a motorboat from Lami, built from 1984 to 2003.

Lami 440 GTX

Lami 440 GTX is a motorboat from Lami, built from 1986 to 2001.

Lami 280 S

Lami 280 S is a motorboat from Lami, built from 1987 to 1999.

Lami 375 S

Also a motorboat, built from 1990 to 1999.

Lami 380 S

Also a motorboat, built from 1987 to 1999.

Lami 400

Also a motorboat, built from 1990 to 1999.

Lami 400 R

Lami 400 R is a motorboat from Lami, built from 1990 to 1999.

Lami 405 RX

Lami 405 RX is a motorboat from Lami, built from 1986 to 1999.

Lami 415 S

Also a motorboat, built from 1987 to 1999.

Lami 430 RX

Also a motorboat, built from 1990 to 1999.

Lami 435 S

Also a motorboat, built from 1987 to 1999.

Lami 485 RX

Also a motorboat, built from 1987 to 1999.

Lami 490 S

Also a motorboat, built from 1990 to 1999.

Lami 505 F

Lami 505 F is a motorboat from Lami, built from 1990 to 1999.

Lami 505 FR

Lami 505 FR is a motorboat from Lami, built from 1987 to 1999.

Lami 510 RX

Also a motorboat, built from 1986 to 1999.

Lami 520 HT

Lami 520 HT is a motorboat from Lami, built from 1987 to 1999.

Lami 530 S

Also a motorboat, built from 1990 to 1999.

Lami 570 AC

Lami 570 AC is a motorboat from Lami, built from 1987 to 1999.

Lami 570 C

Lami 570 C is a motorboat from Lami, built from 1988 to 1999.

Lami 570 HT

Also a motorboat, built from 1987 to 1999.

Lami 570 RX

Also a motorboat, built from 1987 to 1999.

Lami 570 RX

Also a motorboat, built from 1986 to 1998.

Lami 425 RX

Also a motorboat, built from 1987 to 1996.

Lami 440 RX

Also a motorboat, built from 1986 to 1996.

Lami 475 S

Also a motorboat, built from 1987 to 1996.

Lami 510 RX/S

Lami 510 RX/S is a motorboat from Lami, built from 1988 to 1996.

Lami 265

Also a motorboat, built from 1984 to 1991.

Lami 315

Also a motorboat, built from 1981 to 1991.

Lami 360

Also a motorboat, built from 1984 to 1991.

Lami 365

Also a motorboat, built from 1981 to 1991.

Lami 375

Also a motorboat, built from 1981 to 1991.

Lami 395

Also a motorboat, built from 1984 to 1991.

Lami 415

Also a motorboat, built from 1981 to 1991.

Lami 420 R

Also a motorboat, built from 1984 to 1991.

Lami 425

Also a motorboat, built from 1981 to 1991.

Lami 430

Also a motorboat, built from 1981 to 1991.

Lami 480

Also a motorboat, built from 1981 to 1991.

Lami Falken

Lami Falken is a motorboat from Lami, built from 1984 to 1991.

Lami 5100R

Also a motorboat, built from 1984 to 1990.

Lami 264

Also a motorboat, built from 1981 to 1988.

What this means for the cover

For the Lami 435 and Lami 440 GTX by Lami series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Lami 280 S, Lami 375 S, Lami 380 S by Lami and 35 more series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the Lami 435, Lami 440 GTX, Lami 280 S by Lami and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

The Lami range in figures

These figures come from the model records we keep for Lami: boat type, build years and length,

nothing estimated.

motorboat
41 models, 1981 to 2003, mostly 3.6 to 5.6 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Lami model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 41 models.

What does a used Lami cost?

We hold today’s price ranges by year for 3 models by Lami.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Lami 2641984 to 1985€500 to €800
Lami 440 GTX1989 to 1998€5,300 to €7,500
Lami 570 RX1992 to 1996€7,800 to €10,500

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Cabin cruiser with canopy at a pontoon at dusk

Lami insured in five minutes.

Boat type, year built, length and value of your Lami are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

Open the online calculator Talk to a person
A boy laughs as he steers a motorboat, his father beside him

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Lami: from €49 a year for liability

5 minutes · policy today

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