Insuring Lami: cover and premium
motorboats and sports boats · several countries
Lami: finnish builder of small sport boats. NAMMERT insures a Lami regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
2,7 to 5,7 m
Premium from
from €49 a year for liability
Worth knowing
Lami; cover, cost and conditions
Lami is a Finnish make of small sport and leisure boats. The range consists of open boats, console boats and small cabin boats of the kind that belong to a Finnish summer house on a lake. Model names are numbered and carry letters for the version: S for the plain open form, R and RX for the sportier console models, F for the angling version and GTX for the more elaborate variant. You recognise the boats by the round wide hull with its low freeboard, the straight transom and the plain finish without superstructure.
Our model records list 41 Lami models, all of them motorboats. Recorded build years run from 1981 to 2003, so production of these models is closed. Forty one series are recorded: the small 264, 265, 280 S, 315, 360 and 365; the middle 375 S, 380 S, 400, 400 R, 405 RX, 415 S, 430 RX, 435 and 435 S; and the larger 440 GTX, 485 RX, 490 S, 505 F, 505 FR and 510 RX. The number gives the length in centimetres, so a Lami 485 RX measures around 4.85 metres. Lengths run from 2.7 to 5.7 metres, half the models between 4 and 5 metres.
A Nordic summer boat leads a short intense season and a long quiet rest. It is on the water for perhaps four months and ashore for eight, which is why the crane, the trailer and the shed matter as much to it as the lake does, and why the outboard on the transom is usually worth more than the hull it pushes.
Questions and answers
Frequent questions
Where do Lami boats come from?
For Lami: From Finland.
The range is small open boats, console boats and small cabin boats,
recorded with build years from 1981 to 2003.
What does a number such as 485 RX mean?
For Lami: It gives the length in centimetres, so a 485 RX measures around 4.85 metres.
The recorded range runs from 2.7 to 5.7 metres.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Lami: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Lami, at replacement value with an agreed fixed value.
For the whole class of boat
For Lami: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Lami included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Lami.
Current wind force and direction for your waters are shown on the Home.
Series by Lami, build years and cover
Lami 435 is a motorboat from Lami, built from 1984 to 2003.
Lami 440 GTX is a motorboat from Lami, built from 1986 to 2001.
Lami 280 S is a motorboat from Lami, built from 1987 to 1999.
Also a motorboat, built from 1990 to 1999.
Also a motorboat, built from 1987 to 1999.
Also a motorboat, built from 1990 to 1999.
Lami 400 R is a motorboat from Lami, built from 1990 to 1999.
Lami 405 RX is a motorboat from Lami, built from 1986 to 1999.
Also a motorboat, built from 1987 to 1999.
Also a motorboat, built from 1990 to 1999.
Also a motorboat, built from 1987 to 1999.
Also a motorboat, built from 1987 to 1999.
Also a motorboat, built from 1990 to 1999.
Lami 505 F is a motorboat from Lami, built from 1990 to 1999.
Lami 505 FR is a motorboat from Lami, built from 1987 to 1999.
Also a motorboat, built from 1986 to 1999.
Lami 520 HT is a motorboat from Lami, built from 1987 to 1999.
Also a motorboat, built from 1990 to 1999.
Lami 570 AC is a motorboat from Lami, built from 1987 to 1999.
Lami 570 C is a motorboat from Lami, built from 1988 to 1999.
Also a motorboat, built from 1987 to 1999.
Also a motorboat, built from 1987 to 1999.
Also a motorboat, built from 1986 to 1998.
Also a motorboat, built from 1987 to 1996.
Also a motorboat, built from 1986 to 1996.
Also a motorboat, built from 1987 to 1996.
Lami 510 RX/S is a motorboat from Lami, built from 1988 to 1996.
Also a motorboat, built from 1984 to 1991.
Also a motorboat, built from 1981 to 1991.
Also a motorboat, built from 1984 to 1991.
Also a motorboat, built from 1981 to 1991.
Also a motorboat, built from 1981 to 1991.
Also a motorboat, built from 1984 to 1991.
Also a motorboat, built from 1981 to 1991.
Also a motorboat, built from 1984 to 1991.
Also a motorboat, built from 1981 to 1991.
Also a motorboat, built from 1981 to 1991.
Also a motorboat, built from 1981 to 1991.
Lami Falken is a motorboat from Lami, built from 1984 to 1991.
Also a motorboat, built from 1984 to 1990.
Also a motorboat, built from 1981 to 1988.
For the Lami 435 and Lami 440 GTX by Lami series the market value and the replacement cost often
differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Lami 280 S, Lami 375 S, Lami 380 S by Lami and 35 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Lami 435, Lami 440 GTX, Lami 280 S by Lami and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Lami range in figures
These figures come from the model records we keep for Lami: boat type, build years and length,
nothing estimated.
- motorboat
- 41 models, 1981 to 2003, mostly 3.6 to 5.6 m
Which model was built when?
What does a used Lami cost?
We hold today’s price ranges by year for 3 models by Lami.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Lami 264 | 1984 to 1985 | €500 to €800 |
| Lami 440 GTX | 1989 to 1998 | €5,300 to €7,500 |
| Lami 570 RX | 1992 to 1996 | €7,800 to €10,500 |
Estimate from our boat records, October 2026.
Not a survey.
Lami insured in five minutes.
Boat type, year built, length and value of your Lami are all we need.
Work out the premium online or call us: +49 3375 29 12 77.