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Insuring Northcruiser: cover and premium
motor yachts · several countries
Northcruiser builds motor yachts in several countries. NAMMERT insures a Northcruiser regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Northcruiser; cover, cost and conditions
Electronics and equipment belong in the schedule for the policy, because they help determine the agreed value. This applies equally to the ranges on record, the Northcruiser 14 and 16 as motor yachts and the Finntern 35 as a sailing yacht. In the event of a claim compensation is paid with no deduction for depreciation (new for old).
All the ranges came into being in the seventies, and building ran until 1980. No new units are being added, so these are used boats. We insure regardless of year of build, place of purchase and previous owners, and in the Premium tariff the agreed value applies with no age limit.
Because both motor and sailing yachts are in the programme, in one case the engine output and in the other the sail area goes into the premium, together with the type of boat, value, year of build and cruising range. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the basis in both cases.
Questions and answers
Frequent questions
Do retrofitted electronics count towards the insured value?
For Northcruiser: If they are listed in the schedule, they go into the agreed value.
The agreed sum is then paid with no deduction for depreciation (new for old),
in the Premium tariff with no age limit.
Does the cover also apply outside the sailing season?
Yes, for Northcruiser too: Winter storage, craning, launching and transit are included.
Limited hull cover additionally covers fire, storm, lightning strike and theft of the entire boat.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from Northcruiser: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Northcruiser, at replacement value with an agreed fixed value.
For the whole class of boat
For Northcruiser: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Northcruiser included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Northcruiser.
Current wind force and direction for your waters are shown on the Home.
Series by Northcruiser, build years and cover
Finntern 35 is a sailing yacht from Northcruiser, built from 1973 to 1980.
Northcruiser 14 is a motor yacht from Northcruiser, built from 1970 to 1980.
Also a motor yacht, built from 1971 to 1980.
Also a motor yacht, built from 1971 to 1978.
For the Finntern 35, Northcruiser 14 and Northcruiser 16 by Northcruiser series there is no list
price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Finntern 35 by Northcruiser series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the Northcruiser 14, Northcruiser 16 by Northcruiser series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Northcruiser range in figures
These figures come from the model records we keep for Northcruiser: boat type,
build years and length, nothing estimated.
- motor yacht
- 3 models, 1970 to 1980, 14.1 to 16.2 m
- sailing yacht
- 1 model, 1973 to 1980, 10.6 m
Which model was built when?
What does a used Northcruiser cost?
We hold today’s price ranges by year for 4 models by Northcruiser.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Finntern 35 | 1976 to 1977 | €25,300 to €32,100 |
| Northcruiser 14 | 1973 to 1977 | €75,100 to €95,500 |
| Northcruiser 16 | 1974 to 1977 | €76,000 to €97,700 |
| Northcruiser 16 | 1974 to 1975 | €64,800 to €82,500 |
Estimate from our boat records, October 2026.
Not a survey.
Northcruiser insured in five minutes.
Boat type, year built, length and value of your Northcruiser are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
