Insuring Sea Ray: cover and premium
motorboats and sports boats · the USA
Sea Ray builds motorboats and sports boats in the USA. NAMMERT insures a Sea Ray regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
5 to 15 m
Premium from
from €49 a year for liability
Worth knowing
Sea Ray; cover, cost and conditions
Sea Ray of Knoxville, Tennessee belongs to the Brunswick group and is the largest manufacturer of sports boats in the world. In Germany you mainly come across the Sundancer and the SLX on the waters of Berlin and Brandenburg and on Lake Constance. Almost all models run with a sterndrive or an inboard engine, and that is where the most frequent damage occurs.
On sterndrive boats the drive is the most expensive part. Grounding, rope in the propeller, a blow against driftwood: shaft assembly, gearbox and propeller quickly add up to five-figure bills. Limited hull cover does not help here, as it only knows named perils such as fire, storm and theft. Only full hull cover bears accident, collision and grounding. On a boat of this class, limited hull cover is the wrong place to save money.
With imported Sea Rays a second point is added: papers and proof of value. US models differ from the European ones in equipment and engine power, and the German market value rarely corresponds to the purchase price in the country of origin. Submit invoices and an equipment list, and we can then record an agreed value that holds up in the event of a claim.
Questions and answers
Frequent questions
Is damage to the propeller of my Sea Ray insured?
For Sea Ray: Under full hull cover yes, as accident damage, including after a collision.
Under limited hull cover no: a grounding is not one of the perils named there.
Can I insure a Sea Ray imported from the USA?
Yes, for Sea Ray too: What matters is proof of value and an equipment list,
so that the agreed value matches the German market value and not the purchase price in the country
of origin.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Sea Ray: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Sea Ray, at replacement value with an agreed fixed value.
For the whole class of boat
For Sea Ray: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Sea Ray included.
Insuring motorboats and sports boats, every brand and every condition
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Sea Ray.
Current wind force and direction for your waters are shown on the Home.
Series by Sea Ray, with value and cover
SRV 190 / 240 (classic) is a motorboat from Sea Ray (the USA), built from 1970 to 1988,
and today changes hands at between €4,000 and €16,000.
Seville 16 / 19 (classic) is a motorboat from Sea Ray (the USA), built from 1984 to 1994,
and today changes hands at between €3,000 and €12,000.
Laguna (classic) is a fishing boat from Sea Ray (the USA), built from 1984 to 1994,
and today changes hands at between €4,000 and €15,000.
Sea Ray Monaco 210 CC (classic) is a motorboat from Sea Ray (the USA), built from 1985 to 1998,
and today changes hands at between €5,000 and €18,000.
Pachanga 22 / 32 (classic) is a motorboat from Sea Ray (the USA), built from 1985 to 1996,
and today changes hands at between €8,000 and €28,000.
Sea Ray 176 / 185 SRX is a motorboat from Sea Ray (the USA), built from 1990 to 2006,
and today changes hands at between €5,000 and €18,000.
Sea Ray 160 / 185 Bowrider is a motorboat from Sea Ray (the USA), built from 1990 to 2012,
and today changes hands at between €5,000 and €22,000.
Sea Ray 170 / 180 CB Cuddy is a motorboat from Sea Ray (the USA), built from 1988 to 2008,
and today changes hands at between €6,000 and €24,000.
Sea Ray 175 / 190 Sport is a motorboat from Sea Ray (the USA), built from 1995 to 2016,
and today changes hands at between €8,000 and €30,000.
Sea Ray 200 / 220 SR und SSE is a motorboat from Sea Ray (the USA), built from 1990 to 2012,
and today changes hands at between €8,000 and €30,000.
Sea Ray 200 / 220 Cuddy (CC, DA, OV) is a motorboat from Sea Ray (the USA),
built from 1990 to 2012,
and today changes hands at between €10,000 and €38,000.
Sea Ray 215 / 235 Express Cruiser is a motor yacht from Sea Ray (the USA), built from 1988 to 2006,
and today changes hands at between €12,000 and €42,000.
Sea Ray 225 / 300 Weekender is a motor yacht from Sea Ray (the USA), built from 1988 to 2008,
and today changes hands at between €14,000 and €52,000.
Sunsport 26 / 31 is a motor yacht from Sea Ray (the USA), built from 1988 to 2002,
and today changes hands at between €18,000 and €58,000.
Sundancer 250 / 340 first generation is a motor yacht from Sea Ray (the USA),
built from 1985 to 1998,
and today changes hands at between €16,000 and €55,000.
Sundancer 240 / 260 / 270 is a motor yacht from Sea Ray (the USA), built from 1990 to 2012,
and today changes hands at between €18,000 and €68,000.
Also a motor yacht, built from 1995 to 2016, €20,000 to €78,000.
Also a motor yacht, built from 2000 to 2018, €45,000 to €130,000.
Also a motor yacht, built from 2000 to 2018, €65,000 to €185,000.
Also a motor yacht, built from 1998 to 2018, €95,000 to €290,000.
Also a motor yacht, built from 2000 to 2018, €180,000 to €520,000.
Sea Ray 240 / 260 Sundeck is a motorboat from Sea Ray (the USA), built from 2000 to 2016,
and today changes hands at between €22,000 and €62,000.
Sea Ray 19 / 21 SPXE (Europa) is a motorboat from Sea Ray (the USA), built from 2014 to 2020,
and today changes hands at between €28,000 and €62,000.
SPX 190 / 190 OB is a motorboat from Sea Ray (the USA), built since 2015,
and today changes hands at between €48,000 and €68,000.
Also a motorboat, built since 2015, €62,000 to €88,000.
Also a motorboat, built since 2016, €75,000 to €105,000.
SDX 250 / 250 OB is a motorboat from Sea Ray (the USA), built since 2016,
and today changes hands at between €110,000 and €155,000.
Also a motorboat, built since 2017, €135,000 to €185,000.
Also a motorboat, built since 2018, €165,000 to €225,000.
SLX 260 / SLX 260 Surf is a motorboat from Sea Ray (the USA), built since 2019,
and today changes hands at between €145,000 and €205,000.
SLX 280 / 280 OB is a motorboat from Sea Ray (the USA), built since 2019,
and today changes hands at between €175,000 and €245,000.
Also a motorboat, built since 2018, €240,000 to €340,000.
SLX 350 / 350 OB is a motor yacht from Sea Ray (the USA), built since 2020,
and today changes hands at between €380,000 and €520,000.
SLX 400 / SLX-R 400e is a motor yacht from Sea Ray (the USA), built since 2018,
and today changes hands at between €520,000 and €760,000.
Sundancer 320 (aktuelle Generation) is a motor yacht from Sea Ray (the USA), built since 2019,
and today changes hands at between €320,000 and €450,000.
Sundancer 370 Outboard is a motor yacht from Sea Ray (the USA), built since 2021,
and today changes hands at between €520,000 and €720,000.
Also a motor yacht, built from 1995 to 2014, €22,000 to €72,000.
For the SRV 190 / 240 (classic), Seville 16 / 19 (classic),
Laguna (classic) by Sea Ray and 3 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Sea Ray 176 / 185 SRX, Sea Ray 160 / 185 Bowrider,
Sea Ray 170 / 180 CB Cuddy by Sea Ray and 15 more series the market value and the replacement cost
often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
As the SPX 190 / 190 OB, SPX 210 / 210 OB,
SPX 230 / 230 OB by Sea Ray and 10 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the SRV 190 / 240 (classic), Seville 16 / 19 (classic),
Sea Ray Monaco 210 CC (classic) by Sea Ray and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Laguna (classic) by Sea Ray series:
On a fishing boat the gear is often worth more than expected: sounder,
trolling motor and rods are covered as equipment if they are listed.
For the Sea Ray 215 / 235 Express Cruiser, Sea Ray 225 / 300 Weekender,
Sunsport 26 / 31 by Sea Ray and further series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
The Sea Ray range in figures
These figures come from the model records we keep for Sea Ray: boat type, build years and length,
nothing estimated.
- motorboat
- 257 models, since 1965, mostly 5.4 to 8.3 m
- motor yacht
- 204 models, since 1971, mostly 8.4 to 17.1 m
Which model was built when?
What does a used Sea Ray cost?
We hold today’s price ranges by year for 390 models by Sea Ray.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Sea Ray 160 | 1988 to 1992 | €7,600 to €10,200 |
| Sea Ray 160 Bow Rider Outboard | 1988 to 1990 | €6,400 to €11,200 |
| Sea Ray 160 Closed Bow Outboard | 1988 to 1991 | €6,100 to €9,100 |
| Sea Ray 160 Outboard LTD | 1992 to 1994 | €6,300 to €8,200 |
| Sea Ray 160 SK OB | 1993 to 1994 | €8,400 to €10,800 |
| Sea Ray 170 Bow Rider | 1991 to 1995 | €7,500 to €10,200 |
| Sea Ray 170 Bow Rider LTD | 1993 to 1994 | €8,800 to €11,300 |
| Sea Ray 170 Closed Bow | 1991 to 1992 | €11,400 to €14,600 |
| Sea Ray 175 Bow Rider | 1995 to 1998 | €9,700 to €12,700 |
| Sea Ray 175 Bow Rider Outboard | 1995 to 1998 | €9,000 to €12,000 |
| Sea Ray 175 Sport Bowrider | 2005 to 2014 | €10,800 to €16,900 |
| Sea Ray 176 Bow Rider | 2001 to 2004 | €9,400 to €13,400 |
| Sea Ray 180 | 1989 to 1995 | €10,500 to €14,200 |
| Sea Ray 180 Bow Rider | 1994 to 2002 | €9,600 to €13,900 |
| Sea Ray 180 Bow Rider LTD | 1992 to 1994 | €8,300 to €11,800 |
| Sea Ray 180 Bow Rider Outboard | 1995 to 2002 | €11,300 to €31,400 |
| Sea Ray 180 Closed Bow | 1994 to 2002 | €9,800 to €13,900 |
| Sea Ray 180 Closed Bow LTD | 1992 to 1994 | €9,200 to €13,000 |
| Sea Ray 180 Closed Bow Outboard | 1994 to 1995 | €10,600 to €13,900 |
| Sea Ray 180 Sport | 2004 to 2006 | €11,300 to €15,000 |
| Sea Ray 182 Bow Rider | 2001 to 2004 | €12,500 to €17,200 |
| Sea Ray 182 SRX Bow Rider | 2003 to 2004 | €13,000 to €17,300 |
| Sea Ray 185 | 1990 to 2003 | €10,000 to €16,900 |
| Sea Ray 185 Bow Rider | 1992 to 2005 | €10,700 to €17,800 |
| Sea Ray 185 SK | 1993 to 1996 | €11,000 to €18,800 |
| Sea Ray 185 Sport | 2006 to 2012 | €15,300 to €22,900 |
| Sea Ray 185 Sport Bowrider | 2003 to 2014 | €11,600 to €25,000 |
| Sea Ray 185 Sport Bowrider OB | 2004 to 2010 | €13,600 to €19,800 |
| Sea Ray 19 SPX | 2014 to 2017 | €24,400 to €36,400 |
| Sea Ray 190 | 1977 to 2001 | €12,900 to €21,300 |
| Sea Ray 190 Bow Rider | 1989 to 2002 | €9,800 to €17,100 |
| Sea Ray 190 Closed Bow | 1989 to 2002 | €6,100 to €17,100 |
| Sea Ray 190 Cuddy Cabin | 1999 to 2002 | €12,100 to €16,800 |
| Sea Ray 190 SK | 1985 to 1994 | €11,400 to €15,900 |
| Sea Ray 190 SK BR | 1992 to 1996 | €10,600 to €14,000 |
| Sea Ray 190 SK OB | 1992 to 1996 | €11,400 to €15,700 |
| Sea Ray 190 SKI RAY | 1994 | €11,400 to €14,500 |
| Sea Ray 190 Sport | 2012 to 2021 | €20,100 to €34,300 |
| Sea Ray 190 SPX | 2016 to 2024 | €27,500 to €59,200 |
| Sea Ray 190 SPX OB | 2014 to 2024 | €22,100 to €60,000 |
| Sea Ray 190 Sundeck | 2000 to 2002 | €12,200 to €16,800 |
| Sea Ray 195 Bow Rider | 1996 | €11,200 to €14,200 |
| Sea Ray 195 Sport Bowrider | 2005 to 2014 | €15,200 to €26,900 |
| Sea Ray 20 Select | 2007 to 2009 | €22,700 to €31,100 |
| Sea Ray 200 | 1990 to 1993 | €12,600 to €17,500 |
| Sea Ray 200 Bow Rider | 1989 to 2004 | €12,600 to €22,600 |
| Sea Ray 200 Bow Rider S | 1996 | €12,800 to €16,200 |
| Sea Ray 200 Cuddy Cabin | 1977 to 1991 | €13,200 to €19,300 |
| Sea Ray 200 Overnighter | 1991 to 1999 | €11,300 to €17,300 |
| Sea Ray 200 Overnighter LTD | 1991 to 1994 | €10,600 to €13,800 |
| Sea Ray 200 Overnighter Outboard | 1994 to 1995 | €12,300 to €16,100 |
| Sea Ray 200 Overnighter Select | 1994 to 1997 | €12,100 to €16,100 |
| Sea Ray 200 Select | 2004 to 2007 | €17,800 to €25,000 |
| Sea Ray 200 Sport | 2004 to 2008 | €17,300 to €25,000 |
| Sea Ray 200 SS | 1997 to 1998 | €13,300 to €17,000 |
| Sea Ray 200 Sundeck | 2003 to 2009 | €17,200 to €28,700 |
| Sea Ray 205 Sport Bowrider | 2006 to 2015 | €18,400 to €30,900 |
| Sea Ray 210 Bow Rider | 1988 to 2002 | €12,200 to €21,500 |
| Sea Ray 210 Dual Console | 1998 to 2002 | €16,000 to €25,700 |
| Sea Ray 210 Overnighter | 2004 to 2013 | €20,900 to €35,900 |
| Sea Ray 210 Select Bowrider | 2007 to 2014 | €22,100 to €37,300 |
| Sea Ray 210 Select Fission Bowrider | 2007 to 2014 | €22,100 to €37,300 |
| Sea Ray 210 SLX | 2011 to 2015 | €26,800 to €40,500 |
| Sea Ray 210 SPX | 2014 to 2024 | €29,600 to €64,500 |
| Sea Ray 210 SPX OB | 2014 to 2023 | €30,100 to €72,100 |
| Sea Ray 210 SSE Black Beauty | 2014 to 2016 | €27,600 to €38,300 |
| Sea Ray 210 Sun Sport | 2013 to 2016 | €33,400 to €48,900 |
| Sea Ray 210 Sundeck | 1998 to 2015 | €14,900 to €40,000 |
| Sea Ray 215 Express Cruiser | 1996 to 2002 | €16,500 to €23,900 |
| Sea Ray 215 Weekender | 1999 to 2009 | €17,400 to €30,300 |
| Sea Ray 22 Pachanga | 1986 to 2014 | €13,600 to €52,700 |
| Sea Ray 220 | 1990 to 1992 | €15,600 to €20,400 |
| Sea Ray 220 Bow Rider | 1992 to 2005 | €14,400 to €27,400 |
| Sea Ray 220 Bow Rider Select | 1994 to 1996 | €15,100 to €19,700 |
| Sea Ray 220 Cuddy Cabin | 1971 to 1992 | €17,600 to €36,700 |
| Sea Ray 220 DA | 1988 to 1992 | €15,000 to €20,700 |
| Sea Ray 220 HT | 1975 | €12,100 to €15,400 |
| Sea Ray 220 Overnighter | 1977 to 1996 | €13,300 to €18,800 |
| Sea Ray 220 Overnighter Select | 1994 to 2007 | €14,600 to €27,400 |
| Sea Ray 220 Select | 2004 to 2008 | €21,300 to €34,400 |
| Sea Ray 220 SR | 1992 to 1996 | €12,800 to €17,200 |
| Sea Ray 220 SSE Sun Sport | 2004 to 2014 | €21,000 to €38,500 |
| Sea Ray 220 Sundeck | 2002 to 2017 | €20,900 to €46,300 |
| Sea Ray 220 Sundeck OB | 2014 to 2017 | €33,100 to €49,100 |
| Sea Ray 225 Bow Rider | 1991 to 1992 | €16,000 to €20,700 |
| Sea Ray 225 Weekender | 1980 to 2009 | €16,700 to €46,500 |
| Sea Ray 230 Bow Rider | 1997 to 2002 | €16,700 to €25,400 |
| Sea Ray 230 Bow Rider Select | 1997 | €18,700 to €23,800 |
| Sea Ray 230 Bow Rider SS | 1999 to 2000 | €20,000 to €25,600 |
| Sea Ray 230 Cuddy Cabin | 1985 to 1992 | €14,700 to €19,700 |
| Sea Ray 230 DA | 1991 to 1997 | €13,800 to €23,600 |
| Sea Ray 230 DALT | 1992 to 1994 | €14,900 to €19,500 |
| Sea Ray 230 Overnighter | 1995 to 2003 | €14,600 to €25,600 |
| Sea Ray 230 Overnighter SS | 1999 to 2000 | €20,000 to €25,600 |
| Sea Ray 230 Select Bowrider | 2007 to 2014 | €24,500 to €42,400 |
| Sea Ray 230 Select Fission Bowrider | 2007 to 2014 | €24,500 to €42,000 |
| Sea Ray 230 SLX | 2010 to 2023 | €31,300 to €94,700 |
| Sea Ray 230 SLX-W | 2017 to 2019 | €61,900 to €95,800 |
| Sea Ray 230 SPX | 2017 to 2024 | €37,600 to €100,300 |
| Sea Ray 230 SPX OB | 2018 to 2023 | €44,900 to €85,200 |
| Sea Ray 230 Sun Sport | 2017 to 2024 | €41,300 to €84,500 |
| Sea Ray 230 Sun Sport OB | 2020 to 2023 | €44,400 to €82,600 |
| Sea Ray 230 Sundancer | 1996 to 2014 | €19,800 to €49,000 |
| Sea Ray 230 Sundeck | 2009 to 2014 | €28,500 to €46,500 |
| Sea Ray 230 Weekender | 1985 to 1992 | €16,900 to €23,200 |
| Sea Ray 235 Weekender | 2011 | €36,100 to €45,900 |
| Sea Ray 24 Cuddy Cabin | 1992 to 1993 | €13,700 to €17,800 |
| Sea Ray 24 FDC | 1992 to 1993 | €13,700 to €17,800 |
| Sea Ray 240 Bow Rider | 1992 to 2004 | €15,700 to €31,700 |
| Sea Ray 240 DA | 1977 to 2004 | €14,400 to €33,800 |
| Sea Ray 240 Overnighter | 1992 to 2008 | €15,700 to €36,500 |
| Sea Ray 240 Select | 2004 to 2005 | €25,400 to €34,100 |
| Sea Ray 240 Sun Sport | 2004 to 2017 | €24,900 to €57,700 |
| Sea Ray 240 Sundancer | 1998 to 2008 | €17,900 to €39,800 |
| Sea Ray 240 Sundeck | 1997 to 2017 | €19,200 to €57,700 |
| Sea Ray 240 Sundeck OB | 2014 to 2017 | €36,900 to €60,700 |
| Sea Ray 245 | 1979 to 1983 | €16,800 to €22,400 |
| Sea Ray 245 Sundancer | 2005 to 2014 | €24,200 to €54,000 |
| Sea Ray 245 Weekender | 1998 to 2006 | €25,400 to €38,800 |
| Sea Ray 250 Amberjack | 2006 to 2009 | €29,400 to €40,400 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Sea Ray we insure
Each Sea Ray model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Sea Ray insured in five minutes.
Boat type, year built, length and value of your Sea Ray are all we need.
Work out the premium online or call us: +49 3375 29 12 77.