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Insuring Topaz Boats: cover and premium

motor yachts · several countries

Topaz Boats: american brand of sportfishing express boats. NAMMERT insures a Topaz Boats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

motor yachts

Typical sizes

7,3 to 12,7 m

Premium from

from €49 a year for liability

Worth knowing

Topaz Boats; cover, cost and conditions

Topaz belongs to the world of American sportfishing. The company was set up in North Carolina in 1975 and built sportfishing boats from the start. The name later changed hands: in 2005 Egg Harbor acquired Topaz and brought the brand back into production, and the 40 Express was introduced in the same year, drawn for offshore fishing tournaments. The boats follow the classic express fisherman layout: a big open cockpit aft for fighting fish, a sheltered helm ahead of it and a cabin below for the night before an early start.

Our model records list four Topaz designs, one motorboat and three motor yachts. The motorboat is the Topaz 24 CC at 7.32 metres; on fishing boats the letters CC usually stand for centre console. The three yachts all carry the Express name: the Topaz 32 Express at 9.6 metres from 2000, the Topaz 33 Express at 9.96 metres from 2005 and the Topaz 40 Express at 12.65 metres, listed from 2003. The 24 CC also starts in 2003. Every line ends with build year 2012, so none reaches the most recent years. Three of the four designs stay under ten metres.

A sportfisherman lives a harder life than a weekend cruiser. Fish blood, bait and salt water end up in the cockpit, so drains, scuppers and fish boxes deserve a close look on any used boat. Rod holders, outrigger bases and tower fittings are bolted through the deck and can let water into the core over the years. Engine hours tell more than the build year here, and a proper sea trial with the engines under load is worth the time. Many of these boats come from the American east coast, so a buyer in Europe should check the paperwork and the electrical system with extra care.

Questions and answers

Frequent questions

Which is the largest Topaz design?

For Topaz Boats: The Topaz 40 Express at 12.65 metres.

Our model records list it from 2003 to 2012,

and it was built with offshore fishing tournaments in mind.

What does CC mean on the Topaz 24 CC?

For Topaz Boats: On fishing boats CC usually stands for centre console,

a helm set in the middle of the boat so the crew can walk all the way round it.

The Topaz 24 CC measures 7.32 metres and is the only motorboat among the four Topaz designs in our

records.

The cover that fits

motor yacht insurance

Tariffs, cover and FAQ for motor yacht insurance in detail.

Third-party liability

The foundation for a boat from Topaz Boats: damage to third parties, worldwide,

from €49 a year for liability.

Hull cover

Partial or full hull cover for a Topaz Boats, at replacement value with an agreed fixed value.

For the whole class of boat

For Topaz Boats: What matters for motor yachts is the same across every brand; engine output,

how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Topaz Boats included.

Insuring motor yachts, every brand and every condition

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Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Topaz Boats.

Current wind force and direction for your waters are shown on the Home.

Series by Topaz Boats, build years and cover

Topaz 24 CC

Topaz 24 CC is a motorboat from Topaz Boats, built from 2003 to 2012.

Topaz 32 Express

Topaz 32 Express is a motor yacht from Topaz Boats, built from 2000 to 2012.

Topaz 33 Express

Also a motor yacht, built from 2005 to 2012.

Topaz 40 Express

Also a motor yacht, built from 2003 to 2012.

What this means for the cover

For the Topaz 24 CC, Topaz 32 Express,

Topaz 33 Express by Topaz Boats and 1 more series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Topaz 24 CC by Topaz Boats series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

For the Topaz 32 Express, Topaz 33 Express, Topaz 40 Express by Topaz Boats series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

All series at a glance

The Topaz Boats range in figures

These figures come from the model records we keep for Topaz Boats: boat type,

build years and length, nothing estimated.

motor yacht
3 models, 2000 to 2012, 9.6 to 12.7 m
motorboat
1 model, 2003 to 2012, 7.3 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Topaz Boats model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Topaz Boats cost?

We hold today’s price ranges by year for 2 models by Topaz Boats.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Topaz 32 Express2003 to 2009€73,600 to €112,100
Topaz 40 Express2006 to 2009€141,600 to €203,100

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Large motor yacht under way at sea

Topaz Boats insured in five minutes.

Boat type, year built, length and value of your Topaz Boats are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

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Two couples laughing on the flybridge of a white motor yacht cruising along a rocky coast in the sunshine

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A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Topaz Boats: from €49 a year for liability

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