Insuring D.I.T.: cover and premium
motorboats and sports boats · several countries
D.I.T. (Som'jet 45) builds motorboats and sports boats in several countries. NAMMERT insures a D.I.T. regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
D.I.T.; cover, cost and conditions
With the Som'jet 45 a motor boat is on file, built from 1970 to 1977; no further model ranges are available. A boat from that time only changes hands used today, and that is exactly where the legal expenses cover for water sports that we offer alongside comes in.
If a dispute arises after buying a used boat or with a yard, this module applies. Independently of that, we insure without regard to year of construction, place of purchase and previous owners, so that a hull from the nineteen seventies also obtains cover.
The full hull cover is written with an agreed value and pays with no deduction for depreciation, in the Premium tariff without an age limit. It covers collision, grounding, vandalism and theft of parts including the outboard, and the limited hull cover covers fire, storm, lightning strike and damage in winter storage.
Questions and answers
Frequent questions
Does the insurance help in a dispute after the purchase?
For D.I.T.: Legal expenses cover for water sports is offered alongside and applies to disputes
after buying a used boat or with a yard.
It supplements third-party liability, limited hull cover and full hull cover.
Is a hull from 1972 too old for hull insurance?
No, not for D.I.T.
either: We insure regardless of year of construction, place of purchase and previous owners,
in the Premium tariff even without an age limit in the full hull cover.
The basis is the agreed value that has been arranged.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from D.I.T.: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a D.I.T., at replacement value with an agreed fixed value.
For the whole class of boat
For D.I.T.: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, D.I.T.
included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your D.I.T..
Current wind force and direction for your waters are shown on the Home.
Series by D.I.T., build years and cover
Som'jet 45 is a motorboat from D.I.T., built from 1970 to 1977.
For the Som'jet 45 by D.I.T.
series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Som'jet 45 by D.I.T.
series: On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
What does a used D.I.T. cost?
We hold today’s price ranges by year for 1 models by D.I.T..
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Som'jet 45 | 1973 to 1974 | €5,200 to €6,700 |
Estimate from our boat records, October 2026.
Not a survey.
D.I.T. insured in five minutes.
Boat type, year built, length and value of your D.I.T.
are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
