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Insuring Fusion Catamarans: cover and premium

catamarans and multihulls · several countries

Fusion Catamarans: australian catamaran supplied as a kit. NAMMERT insures a Fusion Catamarans regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

catamarans and multihulls

Typical sizes

12,2 m

Premium from

from €39 a year for liability

Worth knowing

Fusion Catamarans; cover, cost and conditions

Fusion Catamarans is an Australian business. The Fusion 40 was drawn by Garry Lidgard, a New Zealand born designer working from Brisbane, after long discussions with multihull owners in many countries. The company, based at Airlie Beach in the Whitsundays, sells the boat as a modular kit: resin infused glassfibre components that come out of the mould already gelcoated, ready for the owner to assemble at home or to hand to a yard. The parts travel to the building site in two 40 foot containers. As a result, Fusion 40s have been finished in very different places; one was built at The Cat Factory in 2009, another was assembled in La Rochelle in France. The design is meant as a brisk cruising catamaran.

Our model records list the Fusion 40 twice, once as a sailing catamaran and once as a power catamaran, both 12.2 metres long and both starting in 2004. The sailing version is entered up to 2022, while the power version reaches into the most recent build years. So the brand has two entries but a single hull shape. The length refers to the standard kit, because some builders went further: one boat on the market now measures 13.1 metres after being lengthened. With a kit boat, the type name says less about the individual vessel than it would for a production yacht.

Buying a used Fusion 40 means judging the builder as much as the design. Ask for the build log, photographs taken during assembly and the details of who laminated the joints between the kit panels, especially around the bridgedeck and the bulkheads. A professionally finished boat and an owner built one can differ a great deal in fit out, wiring and plumbing. Check the rudders, saildrives or shafts and the crossbeam fittings, and have a surveyor with multihull experience look at the hull to deck joins. Many of these cats are fitted out for long passages, so solar, water and battery systems deserve a close look.

Questions and answers

Frequent questions

What does it mean that the Fusion 40 is a kit?

Fusion Catamarans supplies resin infused glassfibre parts with a finished gelcoat,

shipped in two 40 foot containers.

The owner builds the boat or has a yard complete it,

so fit out and equipment vary from one boat to the next.

Is there a power version of the Fusion 40?

Yes, for Fusion Catamarans too:

Our model records list the Fusion 40 as a sailing catamaran from 2004 to 2022 and as a power

catamaran from 2004 into the most recent build years, both at 12.2 metres.

The cover that fits

catamaran insurance

Tariffs, cover and FAQ for catamaran insurance in detail.

Third-party liability

The foundation for a boat from Fusion Catamarans: damage to third parties, worldwide,

from €39 a year for liability.

Hull cover

Partial or full hull cover for a Fusion Catamarans,

at replacement value with an agreed fixed value.

For the whole class of boat

For Fusion Catamarans: What matters for catamarans and multihulls is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Fusion Catamarans included.

Insuring catamarans and multihulls, every brand and every condition

Other builders in this class
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Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Fusion Catamarans.

Current wind force and direction for your waters are shown on the Home.

Series by Fusion Catamarans, build years and cover

Fusion 40

Fusion 40 is a cabin catamaran from Fusion Catamarans, built since 2004.

Fusion 40

Fusion 40 is a cabin catamaran from Fusion Catamarans, built from 2004 to 2022.

What this means for the cover

As the Fusion 40 by Fusion Catamarans series is still in production,

parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Fusion 40 by Fusion Catamarans series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Fusion 40 by Fusion Catamarans series:

On catamarans the bridgedeck between the hulls is the sensitive part,

and the berth belongs in the application: double width often means a mooring rather than a marina.

All series at a glance

What does a used Fusion Catamarans cost?

We hold today’s price ranges by year for 2 models by Fusion Catamarans.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

ModelYears builtRange today
Fusion 402007 to 2021€126,400 to €295,900
Fusion 402007 to 2021€115,600 to €467,500

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Sailing catamaran at anchor in a rocky cove

Fusion Catamarans insured in five minutes.

Boat type, year built, length and value of your Fusion Catamarans are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

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Mum, dad and two children laugh over a card game in the cockpit, the sea sparkling in the sunshine behind them

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Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77

Fusion Catamarans: from €39 a year for liability

5 minutes · policy today

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