Insuring Harris: cover and premium
catamarans and multihulls · several countries
Harris builds catamarans and multihulls in several countries. NAMMERT insures a Harris regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
catamarans and multihulls
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Harris; cover, cost and conditions
Three ranges are documented for Harris: the motor yacht Catamaran MY 85 from 1967 to 1993 as well as the cabin catamarans Sun God 50 and Galaxy 78. At the start of every policy stands third-party liability, selectable with a limit of indemnity of 10 to 50 million euros in three tariff levels.
Production extended over more than two decades and ended at the beginning of the nineties. All the boats are second-hand boats today, which does not restrict the cover: full hull cover works with an agreed value, in the Premium tariff without any age limit.
A multihull lies wide at the jetty and is handled differently from a monohull during craning. The cover applies during craning, during launching, in transit and in winter storage, and full hull cover covers collision, grounding, vandalism and theft of parts.
Questions and answers
Frequent questions
Which tariff levels are there in third-party liability?
For Harris: Basis, Basis-Plus and Premium.
Depending on the level, the limit of indemnity lies between 10 and 50 million euros,
and club races are included from Basis-Plus upwards.
How does the type of boat affect the premium?
For Harris: The type of boat is one of the factors, alongside value, year of construction,
engine power or sail area and cruising range.
The brand and the model name play no part.
The cover that fits
catamaran insurance
Tariffs, cover and FAQ for catamaran insurance in detail.
Third-party liability
The foundation for a boat from Harris: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Harris, at replacement value with an agreed fixed value.
For the whole class of boat
For Harris: What matters for catamarans and multihulls is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Harris included.
Insuring catamarans and multihulls, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Harris.
Current wind force and direction for your waters are shown on the Home.
Series by Harris, build years and cover
Catamaran MY 85 is a motor yacht from Harris, built from 1967 to 1993.
Sun God 50 is a cabin catamaran from Harris, built from 1977 to 1992.
Galaxy 78 is a cabin catamaran from Harris, built from 1980 to 1987.
For the Catamaran MY 85, Sun God 50 and Galaxy 78 by Harris series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Catamaran MY 85 by Harris series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
For the Sun God 50, Galaxy 78 by Harris series:
On catamarans the bridgedeck between the hulls is the sensitive part,
and the berth belongs in the application: double width often means a mooring rather than a marina.
The Harris range in figures
These figures come from the model records we keep for Harris: boat type, build years and length,
nothing estimated.
- cabin catamaran
- 2 models, 1977 to 1992, 15.3 to 23.8 m
- motor yacht
- 1 model, 1967 to 1993, 25.9 m
Which model was built when?
Harris insured in five minutes.
Boat type, year built, length and value of your Harris are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
