Insuring Lightning: cover and premium
motorboats and sports boats · several countries
Lightning builds motorboats and sports boats in several countries. NAMMERT insures a Lightning regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Lightning; cover, cost and conditions
One motorboat is recorded under Lightning, the XX 18 Jet from the build years 1972 to 1979. Nothing more is available on this brand. For the premium of a motorboat the engine power counts, along with type of boat, value, year of construction and cruising range, never the name of the manufacturer.
If the propulsion has been replaced over the years, the current power should be stated in the contract and not that of 1972. Full hull cover works with an agreed value and indemnifies with no deduction for depreciation (new for old), in the Premium tariff without an age limit. Theft of parts including the outboard is included.
A boat from the seventies remains insurable. We insure regardless of year of construction, place of purchase and previous owners, and the cover also applies in winter storage, during craning, during launching and on the transport route. The boat trailer runs along in the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Do I have to report a retrofitted engine?
Yes, for Lightning too: Engine power is a factor in the premium calculation.
Report a change so that the contract matches the boat's actual engine installation.
Is a boat from 1972 too old for full hull cover?
No, not for Lightning either: In the Premium tariff full hull cover applies without an age limit
and indemnifies with no deduction for depreciation (new for old) on the basis of the agreed value
that has been set.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Lightning: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Lightning, at replacement value with an agreed fixed value.
For the whole class of boat
For Lightning: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Lightning included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Lightning.
Current wind force and direction for your waters are shown on the Home.
Series by Lightning, build years and cover
XX 18 Jet is a motorboat from Lightning, built from 1972 to 1979.
For the XX 18 Jet by Lightning series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the XX 18 Jet by Lightning series: On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
What does a used Lightning cost?
We hold today’s price ranges by year for 1 models by Lightning.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| XX 18 Jet | 1975 to 1976 | €15,600 to €19,800 |
Estimate from our boat records, October 2026.
Not a survey.
Lightning insured in five minutes.
Boat type, year built, length and value of your Lightning are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
