Insuring Nitro Boats: cover and premium
motorboats and sports boats · the USA
Nitro Boats builds motorboats and sports boats in the USA. NAMMERT insures a Nitro regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
4 to 7 m
Premium from
from €49 a year for liability
Worth knowing
Nitro Boats; cover, cost and conditions
Nitro is the bass boat brand of the Tracker group: flat, extremely fast GRP boats with seats at deck level, designed for fishing in fresh water. In Europe they are a niche phenomenon, but one that does occur on large lakes. In insurance terms bass boats are a special case: very high engine power on low weight, speeds above 100 km/h. The third-party liability premium follows the kW scale and is correspondingly higher than for a centre console boat of the same length.
On a bass boat the equipment is the second block of value: fish finders with chart plotters, bow-mounted trolling motors with a GPS anchor function, livewell systems. This electronic equipment is removably mounted and therefore exposed to theft. Full hull cover includes theft of parts if the boat was left secured. For declaring the value the rule is: electronics go into the accessories group, not into the boat value, then it is clear in the event of a claim what will be replaced.
Questions and answers
Frequent questions
Are the fish finder and the bow-mounted trolling motor covered as well?
Yes, for Nitro too: if you declare their value in the accessories group.
Theft of parts is covered by full hull cover, provided the boat was left secured.
The cover that fits
fishing boat insurance
Tariffs, cover and FAQ for fishing boat insurance in detail.
Third-party liability
The foundation for a boat from Nitro: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Nitro, at replacement value with an agreed fixed value.
For the whole class of boat
For Nitro: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Nitro included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
From 15 hp a powerboat licence; small electric drives are usually exempt.
Registration
Registration from 3 hp; carry the fishing permit and licence as well.
Waters
Club waters, lakes, lagoons and the coast, mind closed seasons and restricted areas.
Equipment
Lifejacket, paddles, anchor, sonar; make sure navigation lights work for night trips.
Cruising range
On lagoons and the coast check the forecast in the morning and plan the return against the wind.
Weather
Small boats from Beaufort 4 only with experience; break off early when summer cells build.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Nitro.
Current wind force and direction for your waters are shown on the Home.
Series by Nitro, with value and cover
Nitro Z17 / ZV18 is a fishing boat from Nitro, built since 2005,
and today changes hands at between €22,000 and €50,000.
Nitro Z9 / Z10 is a fishing boat from Nitro, built since 2010,
and today changes hands at between €18,000 and €38,000.
Also a fishing boat, built since 2005, €25,000 to €60,000.
Also a fishing boat, built since 2010, €35,000 to €80,000.
Nitro Z 18 / Z 19 / Z 21 Bassboot is a fishing boat from Nitro, built since 2010,
and today changes hands at between €42,000 and €88,000.
As the Nitro Z17 / ZV18, Nitro Z9 / Z10,
Nitro Z18 / Z19 by Nitro and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Nitro Z17 / ZV18, Nitro Z9 / Z10, Nitro Z18 / Z19 by Nitro and further series:
On a fishing boat the gear is often worth more than expected: sounder,
trolling motor and rods are covered as equipment if they are listed.
The Nitro range in figures
These figures come from the model records we keep for Nitro: boat type, build years and length,
nothing estimated.
- motorboat
- 32 models, since 1996, mostly 5.3 to 6.5 m
Which model was built when?
What does a used Nitro cost?
We hold today’s price ranges by year for 31 models by Nitro.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Nitro 175 Sport | 1999 to 2000 | €10,100 to €13,200 |
| Nitro 189 Sport | 2010 to 2013 | €20,200 to €27,800 |
| Nitro 290 Sport | 2010 to 2013 | €20,600 to €28,200 |
| Nitro X-5 | 2010 to 2014 | €14,000 to €19,500 |
| Nitro Z 17 | 2017 to 2024 | €18,200 to €40,000 |
| Nitro Z 18 | 2017 to 2024 | €23,700 to €51,300 |
| Nitro Z 18 Pro | 2020 to 2024 | €28,800 to €57,800 |
| Nitro Z 19 | 2017 to 2024 | €25,500 to €54,400 |
| Nitro Z 19 Pro | 2019 to 2021 | €29,900 to €43,500 |
| Nitro Z 19 Sport | 2017 to 2024 | €26,000 to €55,800 |
| Nitro Z 20 | 2016 to 2024 | €27,500 to €60,600 |
| Nitro Z 20 Z-Pro High Performance | 2016 to 2024 | €27,500 to €60,600 |
| Nitro Z 21 | 2019 to 2024 | €44,300 to €77,700 |
| Nitro Z 21 Elite | 2019 to 2021 | €44,400 to €65,400 |
| Nitro Z 21 Z-Pro High Performance | 2016 to 2024 | €33,900 to €78,000 |
| Nitro Z-6 | 2014 to 2016 | €15,200 to €21,500 |
| Nitro Z-7 | 2010 to 2016 | €19,200 to €28,800 |
| Nitro Z-7 Sport | 2014 to 2015 | €21,700 to €27,900 |
| Nitro Z-8 | 2010 to 2015 | €21,800 to €32,200 |
| Nitro Z-9 | 2010 to 2015 | €25,400 to €38,600 |
| Nitro Z-9 CDC | 2010 to 2014 | €25,400 to €36,800 |
| Nitro Z19 Z-Pro PKG | 2018 | €27,800 to €35,400 |
| Nitro ZV 18 | 2015 to 2018 | €22,500 to €34,300 |
| Nitro ZV 19 | 2019 to 2024 | €27,600 to €50,100 |
| Nitro ZV 19 Pro | 2019 to 2024 | €28,000 to €50,400 |
| Nitro ZV 19 Sport | 2019 to 2024 | €27,600 to €50,100 |
| Nitro ZV 19 Sport Pro | 2019 to 2024 | €27,600 to €50,100 |
| Nitro ZV 20 | 2020 to 2024 | €42,300 to €78,400 |
| Nitro ZV 20 Pro | 2020 to 2024 | €48,700 to €88,700 |
| Nitro ZV 21 | 2014 to 2024 | €35,400 to €96,200 |
| Nitro ZV 21 Z-Pro | 2018 to 2024 | €48,900 to €93,300 |
Estimate from our boat records, October 2026.
Not a survey.
Nitro insured in five minutes.
Boat type, year built, length and value of your Nitro are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
