Insuring Variant: cover and premium
boats of various types
Variant builds boats of various types. NAMMERT insures a Variant regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Variant; cover, cost and conditions
We hold no model ranges for this brand. Neither a type of boat nor a production period is on file, and we add nothing here that cannot be substantiated. For the insurance this is no obstacle, because what counts is the data of your particular boat.
The premium is based on the type of boat, value, year of construction, engine power or sail area and cruising range, never on the brand. We insure irrespective of year of construction, place of purchase and previous owners, and small series and self-builds can be insured as well.
Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, joined by limited hull cover or full hull cover with an agreed value and indemnity with no deduction for depreciation ("new for old"). Up to a sum insured of 2.5 million euros you take out the policy online, above that we examine the individual case.
Questions and answers
Frequent questions
What should I do if no data is available for the brand?
For Variant: For the application the details of your boat are enough: type of boat, value,
year of construction, engine power or sail area and cruising range.
Missing details about the brand make no difference to acceptance.
Can self-builds without a type designation be insured?
Yes, for Variant too: We accept small series and self-builds,
irrespective of year of construction, place of purchase and previous owners.
The value is agreed in the policy by means of an agreed value.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from Variant: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a Variant, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a Variant: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Variant.
Current wind force and direction for your waters are shown on the Home.
Variant insured in five minutes.
Boat type, year built, length and value of your Variant are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
