Insuring Viko Yachts: cover and premium
boats of various types
Viko Yachts builds boats of various types. NAMMERT insures a Viko Yachts regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Viko Yachts; cover, cost and conditions
Instead of the engine output, what counts for sailing boats above all is the sail area: alongside the type of boat, the value, the year of construction and the cruising range it is the factor that determines the premium. For the sailing boats of Viko Yachts, from the Viko 20 to the S35 sailing yacht, you therefore state the sail area when taking out the policy.
Viko has been building since 2012 and continues to this day, in nine model ranges. The Viko 23 is already sailing in our own portfolio. For newer boats such as this one we agree the value as an agreed value; in the event of a claim we pay with no deduction for depreciation, and the value agreed upon is not up for discussion.
Club races are included from the Basis-Plus tariff level upwards; races with ranking status you state when taking out the policy. Cover also applies in winter storage, when craning and when launching, and a trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. Up to a sum insured of 2.5 million euros you take out the contract online.
Questions and answers
Frequent questions
My Viko 23 has a small auxiliary engine. Does it enter the premium?
Yes, for Viko Yachts too: For sailing boats the sail area counts and, if present,
the engine output.
You state both when taking out the policy; together with the value,
the year of construction and the cruising range this gives the premium.
I sail club races with the Viko S 26. Do I have to state that?
For Viko Yachts: Club races are automatically included from Basis-Plus upwards.
Only races with ranking status do you state separately when taking out the policy,
so that the cover fits.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from Viko Yachts: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a Viko Yachts, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a Viko Yachts: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Viko Yachts.
Current wind force and direction for your waters are shown on the Home.
Series by Viko Yachts, build years and cover
Viko 23 is a sailing boat from Viko Yachts, built since 2017.
Also a sailing boat, built since 2017.
Viko s 21 is a sailing boat from Viko Yachts, built since 2012.
Also a sailing boat, built since 2017.
Also a sailing boat, built since 2017.
Viko S35 is a sailing yacht from Viko Yachts, built since 2015.
Viko 22 is a sailing boat from Viko Yachts, built from 2017 to 2025.
Also a sailing boat, built from 2017 to 2021.
Also a sailing boat, built from 2017 to 2021.
As the Viko 23, Viko 25, Viko s 21 by Viko Yachts and 3 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Viko 22, Viko 20 and Viko 27 by Viko Yachts series the market value and the replacement
cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Viko 23, Viko 25, Viko s 21 by Viko Yachts and further series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Viko S35 by Viko Yachts series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Viko Yachts range in figures
These figures come from the model records we keep for Viko Yachts: boat type,
build years and length, nothing estimated.
- sailing boat
- 8 models, since 2012, 6.1 to 9.3 m
- sailing yacht
- 1 model, since 2015, 11.4 m
Which model was built when?
What does a used Viko Yachts cost?
We hold today’s price ranges by year for 3 models by Viko Yachts.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Viko s 21 | 2015 to 2024 | €17,900 to €41,700 |
| Viko S 30 | 2022 to 2024 | €88,600 to €120,500 |
| Viko S35 | 2018 to 2024 | €83,600 to €177,300 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Viko Yachts we insure
Each Viko Yachts model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Viko Yachts insured in five minutes.
Boat type, year built, length and value of your Viko Yachts are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
