Insuring Wato: cover and premium

boats of various types

Wato builds boats of various types. NAMMERT insures a Wato regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

various

Class

boats of various types

Typical sizes

varies by model

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Worth knowing

Wato; cover, cost and conditions

Ten model ranges are recorded under Wato, the models 490, 510, 620, 630 and 700 as well as the M range with 16, 19 and 20. The oldest entries begin in 2000, and the 490, 630 and 700 run to the present day. We have nothing on record about the country of origin, and in any case it plays no part in the premium.

Besides the hull and engine, permanently installed electronics and equipment also belong in the sum insured. List these items in the schedule so that the agreed value reflects the full value. In the event of a claim, settlement is then made with no deduction for depreciation (new for old).

The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover applies during launching and while in transport. You can add it to the hull cover for a premium. Limited hull cover includes fire, storm, lightning strike, theft of the whole boat and damage in winter storage. The months ashore are thus covered as well.

Questions and answers

Frequent questions

Why is the schedule for the sum insured important?

For Wato: Because the agreed value is derived from it.

The hull, the engine and permanently installed electronics and equipment belong in it;

otherwise that value is missing from the settlement.

Does it matter where a boat was built?

No, not for Wato either: The premium is based on the type of boat, value, year of construction,

engine output and cruising range.

Origin, place of purchase and previous owners remain irrelevant to the cover.

The cover that fits

Insuring a Wato: what matters depends less on the brand than on engine output,

how a claim is settled and the waters you sail.

Insuring boats of every class

Other builders in this class

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Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Wato.

Current wind force and direction for your waters are shown on the Home.

Series by Wato, build years and cover

Wato 490

Wato 490 is a motorboat from Wato, built since 2000.

Wato 630

Also a motorboat, built since 2000.

Wato 700

Also a motorboat, built since 2000.

Wato 510

Wato 510 is a motorboat from Wato, built from 2000 to 2022.

Wato 620

Also a motorboat, built from 2000 to 2012.

Wato M 16

Wato M 16 is a motorboat from Wato, built from 2005 to 2012.

Wato M 19

Also a motorboat, built from 2005 to 2012.

Wato M 20

Also a motorboat, built from 2005 to 2012.

Wato M 20 C

Wato M 20 C is a motorboat from Wato, built from 2005 to 2012.

Wato M 21

Also a motorboat, built from 2005 to 2012.

What this means for the cover

As the Wato 490, Wato 630 and Wato 700 by Wato series are still in production,

parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Wato 510, Wato 620, Wato M 16 by Wato and 4 more series the market value and the

replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Wato 490, Wato 630, Wato 700 by Wato and further series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

The Wato range in figures

These figures come from the model records we keep for Wato: boat type, build years and length,

nothing estimated.

motorboat: 10 models, since 2000, mostly 4.9 to 7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Wato model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Wato cost?

We hold today’s price ranges by year for 10 models by Wato.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Wato 490	2003 to 2024	€6,300 to €22,300
Wato 510	2003 to 2021	€10,300 to €23,300
Wato 620	2003 to 2009	€13,500 to €21,000
Wato 630	2003 to 2024	€15,100 to €51,700
Wato 700	2003 to 2024	€18,500 to €67,200
Wato M 16	2008 to 2009	€11,800 to €15,300
Wato M 19	2008 to 2009	€17,600 to €23,400
Wato M 20	2008 to 2009	€17,500 to €23,300
Wato M 20 C	2008 to 2009	€17,400 to €23,200
Wato M 21	2008 to 2009	€17,900 to €23,600