Insuring Vip: cover and premium
boats of various types
Vip builds boats of various types. NAMMERT insures a Vip regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Vip; cover, cost and conditions
No model ranges are recorded for this brand; nevertheless a boat designated 1930 Vision is insured with us. For the contract the data of the boat itself are sufficient, because small series and boats without a documented programme are just as insurable as models from large series.
Engine power is one of the factors that determine the premium, alongside type of boat, value, year of construction and cruising range. A change of propulsion therefore alters the rating and should be reported, so that the agreed value continues to match the actual condition of the boat.
The scope of cover remains unaffected by this: full hull cover for collision, grounding, vandalism and theft of parts including the outboard, limited hull cover for fire, storm, lightning strike, theft of the whole boat and damage in winter storage. Third-party liability with 10 to 50 million euros carries both.
Questions and answers
Frequent questions
Do I have to report a more powerful engine?
Yes, for Vip too: Engine power enters into the rating,
and the value of the propulsion belongs in the schedule for the agreed value.
Only in this way is the new engine fully covered in the event of a claim.
What applies if no model data are available for the brand?
For Vip: That changes nothing in the contract.
Decisive are type of boat, value, year of construction,
engine power or sail area and cruising range, not how well known the brand or its programme is.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from Vip: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a Vip, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a Vip: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Vip.
Current wind force and direction for your waters are shown on the Home.
Models by Vip we insure
Each Vip model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Vip insured in five minutes.
Boat type, year built, length and value of your Vip are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
