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Musical instrument insurance in Germany: every tariff, every wording

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  1. AI has advised
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Key points side by side

Open a tariff for all 67 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff All risks Agreed value Theft from vehicle Performance, rehearsal Territory Excess
AIG Musikinstrumentenversicherung Instrument insuranceTake out AIG Musikinstrumentenversicherung Instrument insurance yes not addressed not addressed not addressed yes not addressed
ALTE LEIPZIGER Versicherung Instrument insuranceTake out ALTE LEIPZIGER Versicherung Instrument insurance yes no not addressed yes yes not addressed
ARAG für Vereine und Verbände Instrument insuranceTake out ARAG für Vereine und Verbände Instrument insurance yes no not addressed yes yes not addressed
Bernhard Assekuranz Musikinstrumentenversicherung Instrument insuranceTake out Bernhard Assekuranz Musikinstrumentenversicherung Instrument insurance yes not addressed not addressed yes yes not addressed
BGV Musikinstrumentenversicherung Instrument insuranceTake out BGV Musikinstrumentenversicherung Instrument insurance yes yes yes yes yes not addressed
ERGO Musikinstrumentenversicherung Instrument insuranceTake out ERGO Musikinstrumentenversicherung Instrument insurance yes not addressed yes yes yes not addressed
SV SparkassenVersicherung SV für Mitglieder des BDMV Instrument insuranceTake out SV SparkassenVersicherung SV für Mitglieder des BDMV Instrument insurance yes no yes yes yes EUR 50
WGV Musikinstrumentenversicherung (AVB Musikinstrumente 2019) Instrument insuranceTake out WGV Musikinstrumentenversicherung (AVB Musikinstrumente 2019) Instrument insurance yes not addressed yes yes yes not addressed

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 67 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • Mannheimer
  • NÜRNBERGER

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated