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Club and association liability insurance in Germany (Vereinshaftpflicht) in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 59 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Limit of indemnity Board members Volunteers Club events Financial loss Deductible
Allianz Vereins-Schutzbrief über Deutsches Ehrenamt Club and association liabilityTake out Allianz Vereins-Schutzbrief über Deutsches Ehrenamt Club and association liability as stated in the policy schedule yes yes yes yes yes
ARAG für Vereine Club and association liabilityTake out ARAG für Vereine Club and association liability as stated in the policy schedule not addressed not addressed not addressed yes not addressed
ARAG Versicherung für Hundesportvereine Club and association liabilityTake out ARAG Versicherung für Hundesportvereine Club and association liability yes, up to EUR 5 million yes yes yes yes, up to EUR 125,000 not addressed
BGV Vereinshaftpflicht Club and association liabilityTake out BGV Vereinshaftpflicht Club and association liability as stated in the policy schedule yes yes yes yes yes
DEVK Haftpflichtversicherung Vereine Club and association liabilityTake out DEVK Haftpflichtversicherung Vereine Club and association liability as stated in the policy schedule yes yes yes yes yes
Die Haftpflichtkasse Spezial-Haftpflichtversicherung für Vereine Club and association liabilityTake out Die Haftpflichtkasse Spezial-Haftpflichtversicherung für Vereine Club and association liability as stated in the policy schedule yes yes yes yes yes
LVM Klassik Club and association liabilityTake out LVM Klassik Club and association liability as stated in the policy schedule yes yes yes yes yes
Mannheimer Haftpflichtversicherung von Vereinen Club and association liabilityTake out Mannheimer Haftpflichtversicherung von Vereinen Club and association liability as stated in the policy schedule yes yes yes yes yes
Uelzener Haftpflichtversicherung für Vereine, kurzfristige Risiken und Sonderrisiken Club and association liabilityTake out Uelzener Club and association liability as stated in the policy schedule yes yes yes not addressed not addressed
WWK Vereins-Haftpflichtversicherung Club and association liabilityTake out WWK Vereins-Haftpflichtversicherung Club and association liability as stated in the policy schedule yes yes yes yes, up to EUR 1 million yes

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 59 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • HDI
  • Markel
  • VEMA

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated