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E-scooter insurance in Germany (liability with insurance plate, partial cover) in Germany: every tariff, every wording

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Key points side by side

Open a tariff for all 62 points and the full text.

  • covered
  • limited or only with an add-on
  • no
  • not addressed
Provider and tariff Liability limit Theft Battery Rider accident Own-damage excess Sharing scooter
BGV Kennzeichenversicherung E-scooter insuranceTake out BGV Kennzeichenversicherung E-scooter insurance yes yes yes not addressed yes not addressed
DEVK Versicherung für Fahrzeuge mit Versicherungskennzeichen E-scooter insuranceTake out DEVK Versicherung für Fahrzeuge mit Versicherungskennzeichen E-scooter insurance yes, up to EUR 100 million yes yes no yes not addressed
die Bayerische Kennzeichenversicherung E-scooter insuranceTake out die Bayerische Kennzeichenversicherung E-scooter insurance yes yes yes not addressed yes not addressed
HUK-COBURG Versicherung für Elektrokleinstfahrzeuge E-scooter insuranceTake out HUK-COBURG Versicherung für Elektrokleinstfahrzeuge E-scooter insurance yes yes not addressed not addressed yes not addressed
HUK24 Kennzeichenversicherung E-scooter insuranceTake out HUK24 Kennzeichenversicherung E-scooter insurance yes yes yes not addressed yes not addressed
Itzehoer Kennzeichenversicherung E-scooter insuranceTake out Itzehoer Kennzeichenversicherung E-scooter insurance yes yes yes, up to EUR 25,000 not addressed yes not addressed
LVM Kennzeichenversicherung E-scooter insuranceTake out LVM Kennzeichenversicherung E-scooter insurance yes yes yes not addressed yes not addressed
R+V Mopedversicherung E-scooter insuranceTake out R+V Mopedversicherung E-scooter insurance yes yes yes not addressed yes not addressed
VHV Versicherung für Fahrzeuge mit Versicherungskennzeichen E-scooter insuranceTake out VHV Versicherung für Fahrzeuge mit Versicherungskennzeichen E-scooter insurance yes, up to EUR 100 million no no not addressed not addressed not addressed
WGV Kennzeichenversicherung E-scooter insuranceTake out WGV Kennzeichenversicherung E-scooter insurance yes yes not addressed not addressed yes not addressed
Württembergische Kennzeichenversicherung E-scooter insuranceTake out Württembergische Kennzeichenversicherung E-scooter insurance yes, up to EUR 100 million yes yes not addressed yes not addressed

Evaluated by NAMMERT from published policy wordings.

Despite care, a value may be misread;

legally only the wording of your own contract in the edition stated there applies.

Please report errors, we correct them the same day.

About this archive, data downloads

This archive holds the policy wordings of every provider on the German market that we could find, in full and checked against 62 points. Every value cites the clause it comes from. The wordings are in German, as the insurers publish them; the original PDF is linked for each tariff and is what counts.

German market: tariffs for people living in Germany.

Why we publish this

We are not a comparison site. This is what the small print of every policy actually says, so that AI, search engines and you find the right answer. Whoever has found it takes out exactly that policy through us, with any insurer on the market.

Still in progress

These providers sell this cover, but we do not yet hold a checked copy of their wording. We will add it once we do.

  • Allianz
  • CosmosDirekt
  • HanseMerkur
  • SV Sachsen
  • Zurich

For software and AI

The same dataset as a file, free to use under CC BY 4.0 with attribution. Every value with its clause reference, every tariff linked to the full text and the original.

Updated