Insuring Aquador
motorboats and sports boats · Finland
Aquador builds motorboats and sports boats in Finland. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
7 bis 10 m
Premium from
from €49 a year for liability
Worth knowing
Aquador; cover, cost and conditions
Aquador builds hardtop and daycruiser boats in Finland between 6.5 and 10.5 metres, enclosed wheelhouses for use in cold weather, with diesel inboards or outboards. The boats are used all year round and often lie with a heater on board during the cold half of the year. On-board heaters are a source of loss in their own right: diesel heaters with exhaust routing through the hull have to be installed properly, otherwise a fire is not a question of whether.
On a hardtop boat the superstructure is an additional focus of damage. The wheelhouse is tall and catches the wind, and during craning and in winter storage it is the place where storm damage takes hold. Storm from wind force 8 upwards is covered under the limited hull cover, including in winter storage ashore. This requires proper shoring: a boat standing on too few supports has not lost its claim in a storm, but it does carry a markedly higher risk.
Questions and answers
Frequent questions
Is my boat insured in winter storage ashore?
Yes, winter storage and time ashore at a berth customary for yachts are included, along with craning and shoring. Storm damage from wind force 8 upwards is covered there as well.
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Aquador, with value and cover
Aquador 23 / 25 HT is a motorboat from Aquador, built since 2005, and today changes hands at between €60,000 and €180,000.
Aquador 27 / 30 HT is a motor yacht from Aquador, built since 2008, and today changes hands at between €120,000 and €320,000.
Aquador 32 / 35 C is a motor yacht from Aquador, built since 2010, and today changes hands at between €180,000 and €450,000.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
Aquador insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
