Insuring Clearwater: cover and premium
motorboats and sports boats · several countries
Clearwater builds motorboats and sports boats in several countries. NAMMERT insures a Clearwater regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Clearwater; cover, cost and conditions
Four entries are recorded under the name Clearwater, the houseboats Clearwater 1, 2 and 5 with years of construction from 2017 to 2025. No further details on size or origin are available. For boat insurance the data of the individual boat count, and not the name of the brand.
The premium is based on type of boat, value, year of construction, engine power and cruising range. With motorised boats the power is thus a factor in its own right, whereas the model designation is not. Up to a sum insured of 2.5 million euros cover is taken out online; above that we examine the individual case.
Even a young boat from the 2025 year of construction is held in full hull cover with an agreed value and compensated with no deduction for depreciation. Collision, grounding, vandalism and theft of parts including the outboard are covered. In winter storage, during craning and during launching, cover continues to apply.
Questions and answers
Frequent questions
Does the engine power affect the premium?
Yes, for Clearwater too: it is one of the factors alongside type of boat, value,
year of construction and cruising range.
The brand of the boat, by contrast, never enters the calculation.
Does cover also apply on inland waters?
For Clearwater: The cruising range is set out in the contract,
inland waters as well as coastal waters.
It affects the rating, which is why you state it when taking out cover.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Clearwater: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Clearwater, at replacement value with an agreed fixed value.
For the whole class of boat
For Clearwater: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Clearwater included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Clearwater.
Current wind force and direction for your waters are shown on the Home.
Series by Clearwater, build years and cover
houseboat Clearwater 5 is a motorboat from Clearwater, built from 2021 to 2025.
Also a motorboat, built from 2017 to 2024.
Also a motorboat, built from 2017 to 2023.
Also a motorboat, built from 2017 to 2023.
For the houseboat Clearwater 5,
houseboat Clearwater 2 and houseboat Clearwater 1 by Clearwater series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the houseboat Clearwater 5, houseboat Clearwater 2,
houseboat Clearwater 1 by Clearwater series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Clearwater range in figures
These figures come from the model records we keep for Clearwater: boat type,
build years and length, nothing estimated.
- motorboat
- 4 models, 2017 to 2025, 12 to 13 m
Which model was built when?
What does a used Clearwater cost?
We hold today’s price ranges by year for 1 models by Clearwater.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Hausboot Clearwater 5 | 2024 | €255,500 to €325,200 |
Estimate from our boat records, October 2026.
Not a survey.
Clearwater insured in five minutes.
Boat type, year built, length and value of your Clearwater are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
