Insuring Derek Payne: cover and premium
sailing boats and sailing yachts · several countries
Derek Payne builds sailing boats and sailing yachts in several countries. NAMMERT insures a Derek Payne regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Derek Payne; cover, cost and conditions
For this brand a single model range is recorded, the Water Wag sailing boat with years of construction from 1992 to 1998. Details on size, orientation or further ranges are not available to us, and we add nothing. For the policy your details about the boat are sufficient, because we insure regardless of year of construction, place of purchase and previous owners.
Since production ended in 1998, a Water Wag today changes hands second-hand. Under full hull cover the agreed value fixes the value in the policy, and compensation is paid with no deduction for depreciation. If a dispute arises after the purchase, legal expenses cover for water sports is additionally available.
Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, and limited hull cover covers fire, storm, lightning strike, the theft of the entire boat and damage in winter storage. A boat trailer is covered by the third-party liability free of charge from Basis-Plus, provided it is named in the application with its value, and the cover also applies during craning, during launching and on the transport route. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Can a Water Wag from 1992 still be insured?
Yes, for Derek Payne too: We insure regardless of year of construction,
place of purchase and previous owners.
We also accept small series and home-built boats,
and the hull cover contains neither a time window nor a night clause.
Which ranges are held for this brand?
For Derek Payne: Only the Water Wag sailing boat with the years of construction 1992 to 1998 is
held,
and no further ranges are available to us.
Club races are included from the Basis-Plus tariff upwards.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Derek Payne: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Derek Payne, at replacement value with an agreed fixed value.
For the whole class of boat
For Derek Payne: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Derek Payne included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Derek Payne.
Current wind force and direction for your waters are shown on the Home.
Series by Derek Payne, build years and cover
Water Wag is a sailing boat from Derek Payne, built from 1992 to 1998.
For the Water Wag by Derek Payne series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Water Wag by Derek Payne series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
What does a used Derek Payne cost?
We hold today’s price ranges by year for 1 models by Derek Payne.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Water Wag | 1995 | €4,100 to €5,300 |
Estimate from our boat records, October 2026.
Not a survey.
Derek Payne insured in five minutes.
Boat type, year built, length and value of your Derek Payne are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
