Insuring Diffubat: cover and premium
sailing boats and sailing yachts · several countries
Diffubat builds sailing boats and sailing yachts in several countries. NAMMERT insures a Diffubat regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Diffubat; cover, cost and conditions
One range is recorded for Diffubat, the Charleston sailing boat, built from 1974 to 1983. No further models are on file. We accept boats from a production run that has ended without additional conditions, regardless of the year of construction, the place of purchase and previous owners.
Small production runs and home-built boats can be insured with us. If there is no series value, we work with an agreed value that is stated in the policy and is paid out in the event of a claim with no deduction for depreciation ("new for old"). In this way a converted boat or one completed by its owner also gets a sound basis.
With a sailing boat the sail area determines the premium, not the engine power, and to this are added the type of boat, the value, the year of construction and the cruising range. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis. Club races are included from Basis-Plus upwards, and a trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Can a home-built boat or a small production run be insured?
Yes, for Diffubat too: small production runs and home-built boats can be insured.
The value is set as an agreed value,
which applies in the event of a claim with no deduction for depreciation ("new for old").
The year of construction, the place of purchase and previous owners play no part.
What part does the age of the boat play?
For Diffubat: None as regards acceptance.
In the Premium tariff full hull cover applies with no age limit,
and in the other levels the agreed value remains the basis of compensation.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Diffubat: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Diffubat, at replacement value with an agreed fixed value.
For the whole class of boat
For Diffubat: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Diffubat included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Diffubat.
Current wind force and direction for your waters are shown on the Home.
Series by Diffubat, build years and cover
Charleston is a sailing boat from Diffubat, built from 1974 to 1983.
For the Charleston by Diffubat series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Charleston by Diffubat series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
What does a used Diffubat cost?
We hold today’s price ranges by year for 1 models by Diffubat.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Charleston | 1977 to 1980 | €4,700 to €6,300 |
Estimate from our boat records, October 2026.
Not a survey.
Diffubat insured in five minutes.
Boat type, year built, length and value of your Diffubat are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
