Insuring FM: cover and premium

motorboats and sports boats · several countries

FM (Fram 19): norwegian engine maker behind the Fram glassfibre boats. NAMMERT insures a FM regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

Calculate the premium Compare cover

At a glance

Origin

several countries

Class

motorboats and sports boats

Typical sizes

5,7 to 7,6 m

Premium from

from €49 a year for liability

Worth knowing

FM; cover, cost and conditions

FM (Fram 19) stands for Fredriksstad Motorfabrikk, a Norwegian firm founded in 1910 by Chr. Halvorsen on Kråkerøy in Fredrikstad, originally under the name Fredriksstad Motorverksted. FM was first of all an engine maker. From 1963 it worked with the boatbuilder Roland A/S of Hisøya near Arendal on 21-foot glassfibre boats sold under the Fram name. FM supplied the engine and handled sales, and the boats left with FM motors of six to eight horsepower. At the factory, so the local history goes, people said they were selling an engine in nice wrapping. Engine production ended in 1985, though a few types were still made until 1998.

Our model records list four designs, three motorboats and one motor yacht. The Norcoaster, 6.4 metres long and built from 1965 to 1976, is the oldest entry. The Fram 21 also measures 6.4 metres and is listed from 1967 to 1978, the Fram 19 at 5.7 metres from 1971 to 1982. The Fram 25 is the largest at 7.63 metres and had the longest run, from 1969 to 1991; it is also the only motor yacht of the brand. On the Fram boats the number in the name roughly gives the length in feet. No design reaches into recent build years, and the last listed year is 1991.

Every Fram afloat is now at least three decades old, most of the designs a good deal more. Early glassfibre hulls tend to be sturdy, but transoms with wooden cores and the engine beds deserve a close check for rot and soft spots. Many boats will have swapped their original FM engine for a later diesel, and after such a change the alignment of shaft and engine is worth checking. Wiring from the period was simple and is often a patchwork by now, so a look behind the dashboard pays off. The Fram 19 and 21 are light enough to trail, while the Fram 25 offers a cabin for longer days on sheltered coastal water.

Questions and answers

Frequent questions

What does FM stand for?

For FM: Fredriksstad Motorfabrikk of Fredrikstad in Norway, founded in 1910.

The firm mainly built boat engines and from 1963 brought out glassfibre boats with Roland A/S

under the Fram name.

Which Fram design had the longest run?

For FM: The Fram 25.

Our model records list it from 1969 to 1991,

and at 7.63 metres it is also the largest design of the brand.

The cover that fits

For FM: What matters for motorboats and sports boats is the same across every brand;

engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, FM included.

Insuring motorboats and sports boats, every brand and every condition

Other builders in this class

Drago Dynasty Ebbtide Ecofiber Europe Marine Faeton Faster Fiberline Finnmaster Finval Fiskars Fletcher Formula Boats Fountain Powerboats Four Winns Galia Gar Wood (Klassiker) Glastron Grady-White Grandezza Gugel Hacker-Craft Hardy Hellwig

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your FM.

Current wind force and direction for your waters are shown on the Home.

Series by FM, build years and cover

Fram 25

Fram 25 is a motor yacht from FM, built from 1969 to 1991.

Fram 19

Fram 19 is a motorboat from FM, built from 1971 to 1982.

Fram 21

Also a motorboat, built from 1967 to 1978.

Norcoaster

Norcoaster is a motorboat from FM, built from 1965 to 1976.

What this means for the cover

For the Fram 25, Fram 19, Fram 21 by FM and 1 more series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the Fram 25 by FM series: On motor yachts the drive and the electronics together make up about

half the value.

Both belong in the valuation, otherwise the sum insured is too low.

For the Fram 19, Fram 21, Norcoaster by FM series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

The FM range in figures

These figures come from the model records we keep for FM: boat type, build years and length,

nothing estimated.

motorboat: 3 models, 1965 to 1982, 5.7 to 6.4 m
motor yacht: 1 model, 1969 to 1991, 7.6 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one FM (Fram 19) model, running from its first to its last year of build. The colour shows the type of boat.

What does a used FM cost?

We hold today’s price ranges by year for 4 models by FM.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Fram 19	1974 to 1979	€4,700 to €11,000
Fram 21	1970 to 1975	€5,600 to €7,400
Fram 25	1972 to 1988	€8,600 to €15,600
Norcoaster	1968 to 1973	€5,600 to €7,700