Insuring Mascot: cover and premium
boats of various types
Mascot builds boats of various types. NAMMERT insures a Mascot regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Mascot; cover, cost and conditions
Two Mascot boats, a 33 and a 28, are already sailing in our own portfolio. Taking out the policy needs no more catalogue knowledge than that: what is insured is your specific boat with its type of boat, value, year of construction, engine power or sail area and cruising range. These details determine the premium, and the brand name itself plays no part.
The value of a boat comprises more than the hull: electronics and equipment should be included in the list attached to the contract. Full hull cover pays out at the agreed value with no deduction for depreciation, and whatever is listed when the policy is taken out is also taken into account in the event of a claim. A complete list pays off directly here.
Theft of parts is covered too: full hull cover includes it, outboard included, while limited hull cover protects against fire, storm, lightning strike, theft of the whole boat and damage in winter storage. We insure a Mascot regardless of the year of construction, place of purchase and previous owners, and when you switch we cancel the previous contract free of charge.
Questions and answers
Frequent questions
Does retrofitted electronics on my Mascot 33 count towards the sum insured?
Yes, for Mascot too: if you state it in the list when taking out the policy.
It then enters the agreed value and is indemnified in the event of a claim with no deduction for
depreciation.
My Mascot 28 has had several previous owners. Does that make taking out a policy more difficult?
No, not for Mascot either: We insure regardless of the year of construction,
place of purchase and previous owners.
A 28 and a 33 of this brand are already sailing in our own portfolio,
so acceptance is straightforward.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from Mascot: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a Mascot, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a Mascot: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Mascot.
Current wind force and direction for your waters are shown on the Home.
Models by Mascot we insure
Each Mascot model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Mascot insured in five minutes.
Boat type, year built, length and value of your Mascot are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
