Insuring Necko: cover and premium
motorboats and sports boats · several countries
Necko: small motorboat builder. NAMMERT insures a Necko regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
3,4 to 6,1 m
Premium from
from €49 a year for liability
Worth knowing
Necko; cover, cost and conditions
In our records Necko stands for small motorboats between three and a half and just over six metres. They are handy boats for lakes, rivers and sheltered coast, used for fishing, as tenders or for a family day out. The names are easy to read: for almost every model the number gives the length in centimetres, so a Necko 420 is 4.2 metres and a Necko 475 is 4.75 metres. The PRS suffix marks two separate variants at the small end of the range.
Our data lists seven Necko models, all motorboats: 340, 380 PRS, 390 PRS, 420, 475, 535 and 650. The 475 and 535 start in 2013 and the other five follow in 2015. Four are recorded into the latest build years (340, 380 PRS, 420 and 475), the 535 ends in 2018 and the 390 PRS and 650 in 2021. Lengths run from 3.4 metres (Necko 340) to 6.1 metres (Necko 650); only the 650 departs from the figure in its name.
Boats this size spend most of their lives on a trailer or a beach, so the trailer itself needs care: rinse it after salt water launches and check the lights and bearings. A removable outboard is best taken home or locked to the transom when the boat is left alone. Light hulls like these are quick to plane with modest power, which keeps fuel use low and launching simple.
Questions and answers
Frequent questions
What does the number in a Necko name mean?
For almost every model it is the length in centimetres: the Necko 340 is 3.4 metres,
the 420 is 4.2 and the 475 is 4.75.
Only the Necko 650 is shorter, recorded at 6.1 metres.
Which Necko models are still current?
Our records show the Necko 340, 380 PRS, 420 and 475 into the latest build years.
The 535 ended in 2018, the 390 PRS and 650 in 2021.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Necko: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Necko, at replacement value with an agreed fixed value.
For the whole class of boat
For Necko: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Necko included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Necko.
Current wind force and direction for your waters are shown on the Home.
Series by Necko, build years and cover
Necko 340 is a motorboat from Necko, built since 2015.
Necko 380 PRS is a motorboat from Necko, built since 2015.
Also a motorboat, built since 2015.
Also a motorboat, built since 2013.
Necko 390 PRS is a motorboat from Necko, built from 2015 to 2021.
Necko 650 is a motorboat from Necko, built from 2015 to 2021.
Also a motorboat, built from 2013 to 2018.
As the Necko 340, Necko 380 PRS, Necko 420 by Necko and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Necko 390 PRS, Necko 650 and Necko 535 by Necko series the market value and the
replacement cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Necko 340, Necko 380 PRS, Necko 420 by Necko and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Necko range in figures
These figures come from the model records we keep for Necko: boat type, build years and length,
nothing estimated.
- motorboat
- 7 models, since 2013, 3.4 to 6.1 m
Which model was built when?
What does a used Necko cost?
We hold today’s price ranges by year for 7 models by Necko.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Necko 340 | 2018 to 2024 | €4,100 to €11,700 |
| Necko 380 PRS | 2018 to 2024 | €5,400 to €14,900 |
| Necko 390 PRS | 2018 to 2021 | €6,500 to €9,800 |
| Necko 420 | 2018 to 2024 | €6,800 to €18,200 |
| Necko 475 | 2016 to 2024 | €12,300 to €29,700 |
| Necko 535 | 2016 to 2017 | €19,400 to €25,500 |
| Necko 650 | 2018 to 2021 | €28,600 to €45,000 |
Estimate from our boat records, October 2026.
Not a survey.
Necko insured in five minutes.
Boat type, year built, length and value of your Necko are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
