Insuring R.O.C.: cover and premium
motor yachts · several countries
R.O.C. (Hoover 40) builds motor yachts in several countries. NAMMERT insures a R.O.C. regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motor yachts
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
R.O.C.; cover, cost and conditions
One motor yacht is recorded, the Hoover 40, built from 1977 to 1984. No further ranges are available for this brand. With a yacht from this period, taking out the policy is above all about the value that is to apply in the event of a claim, and we fix that as an agreed value.
A current market value therefore no longer plays a role; compensation is paid with no deduction for depreciation (new for old), in the Premium tariff with no age limit. The year of construction is no reason for a refusal: we insure regardless of year of construction, place of purchase and previous owners. An existing previous policy is cancelled by us free of charge through the switching service.
The full hull cover covers collision, grounding, vandalism and theft of parts including the outboard; the limited hull cover covers fire, storm, lightning strike, theft of the entire boat and damage in winter storage. Beneath these lies third-party liability with a limit of indemnity of 10 to 50 million euros.
Questions and answers
Frequent questions
On which value is a claim settled?
For R.O.C.: On the agreed value that was set when the policy was taken out.
There is no deduction for depreciation (new for old),
and in the Premium tariff the full hull cover applies with no age limit.
What distinguishes limited hull cover and full hull cover?
For R.O.C.: The limited hull cover covers fire, storm, lightning strike,
theft of the entire boat and damage in winter storage.
The full hull cover adds collision, grounding, vandalism and theft of parts.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from R.O.C.: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a R.O.C., at replacement value with an agreed fixed value.
For the whole class of boat
For R.O.C.: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, R.O.C.
included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your R.O.C..
Current wind force and direction for your waters are shown on the Home.
Series by R.O.C., build years and cover
Hoover 40 is a motor yacht from R.O.C., built from 1977 to 1984.
For the Hoover 40 by R.O.C.
series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Hoover 40 by R.O.C.
series: On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
What does a used R.O.C. cost?
We hold today’s price ranges by year for 1 models by R.O.C..
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Hoover 40 | 1980 to 1981 | €57,300 to €73,000 |
Estimate from our boat records, October 2026.
Not a survey.
R.O.C. insured in five minutes.
Boat type, year built, length and value of your R.O.C.
are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
