Insuring Racaboat: cover and premium
inflatables and RIBs · several countries
Racaboat builds inflatables and RIBs in several countries. NAMMERT insures a Racaboat regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
inflatables and RIBs
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
Racaboat; cover, cost and conditions
One model range is recorded, the Racaboat Alu 380, listed as an inflatable boat without an engine with years of construction from 2014 to 2019. Further ranges are not available. What is insured is not the brand but the individual boat with its data, from the value through the year of construction to the cruising range.
At the beginning stands third-party liability. It can be chosen with a limit of indemnity of 10 to 50 million euros, graded across the Basis, Basis-Plus and Premium levels, and covers damage suffered by third parties. Limited hull cover and full hull cover can be added depending on the value of the unit.
Limited hull cover bears fire, storm, lightning strike, theft of the entire boat and damage in winter storage. Full hull cover adds collision, grounding, vandalism and theft of parts including the outboard. A boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Can an inflatable boat without an engine be insured?
Yes.
The Racaboat Alu 380 is classified like any other boat according to type of boat, value,
year of construction, propulsion and cruising range.
Third-party liability forms the basis of the policy.
Does cover also exist outside the water?
Yes, for Racaboat too: in winter storage, during craning,
during launching and while the boat is being transported.
Hull insurance knows neither a time window nor a night clause,
and the policy runs around the clock.
The cover that fits
inflatable insurance
Tariffs, cover and FAQ for inflatable insurance in detail.
Third-party liability
The foundation for a boat from Racaboat: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Racaboat, at replacement value with an agreed fixed value.
For the whole class of boat
For Racaboat: What matters for inflatables and RIBs is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Racaboat included.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Racaboat.
Current wind force and direction for your waters are shown on the Home.
Series by Racaboat, build years and cover
Racaboat Alu 380 is an inflatable without engine from Racaboat, built from 2014 to 2019.
For the Racaboat Alu 380 by Racaboat series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Racaboat Alu 380 by Racaboat series: Even without an engine the rule holds:
a tear from impact or vandalism is covered, UV ageing is wear.
What does a used Racaboat cost?
We hold today’s price ranges by year for 1 models by Racaboat.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Racaboat Alu 380 | 2017 | €3,600 to €4,600 |
Estimate from our boat records, October 2026.
Not a survey.
Racaboat insured in five minutes.
Boat type, year built, length and value of your Racaboat are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
