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Insuring Ruiter Maritiem: cover and premium
sailing boats and sailing yachts · several countries
Ruiter Maritiem builds sailing boats and sailing yachts in several countries. NAMMERT insures a Ruiter Maritiem regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Ruiter Maritiem; cover, cost and conditions
Four model ranges are recorded: the Northstar 28 Classic as a sailing boat with build years up to 2003, plus the Northstar 32 C/DH/S, the 38 Doghouse and the 42 as sailing yachts, all from 1997 and up to 2005. What counts for the contract is the data of the individual boat.
We record the value as an agreed value in the contract before it begins. In the event of a claim, compensation is paid from it with no deduction for depreciation. This means that even before the first trip it is clear what amount is available in the event of a total loss, regardless of the purchase price paid.
In addition, the legal expenses cover for water sports can be included. The basis of the contract remains third-party liability with a limit of indemnity of 10 to 50 million euros, to which limited hull cover or full hull cover is added. Club races are included from the Basis-Plus level onwards.
Questions and answers
Frequent questions
What amount is paid out after a total loss?
For Ruiter Maritiem: What is decisive is the agreed value agreed before the contract begins.
It is compensated with no deduction for depreciation, regardless of the price paid at purchase.
Can legal expenses cover be added to the boat insurance?
Yes, for Ruiter Maritiem too: We offer the legal expenses cover for water sports in addition to
the boat insurance.
It is agreed together with the other components when the policy is taken out.
The cover that fits
sailing yacht insurance
Tariffs, cover and FAQ for sailing yacht insurance in detail.
Third-party liability
The foundation for a boat from Ruiter Maritiem: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Ruiter Maritiem, at replacement value with an agreed fixed value.
For the whole class of boat
For Ruiter Maritiem: What matters for sailing boats and sailing yachts is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Ruiter Maritiem included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Ruiter Maritiem.
Current wind force and direction for your waters are shown on the Home.
Series by Ruiter Maritiem, build years and cover
Northstar 32 C/DH/S is a sailing yacht from Ruiter Maritiem, built from 1997 to 2005.
Northstar 38 Doghouse is a sailing yacht from Ruiter Maritiem, built from 1997 to 2005.
Northstar 42 is a sailing yacht from Ruiter Maritiem, built from 1997 to 2005.
Northstar 28 Classic is a sailing boat from Ruiter Maritiem, built from 1997 to 2003.
For the Northstar 32 C/DH/S, Northstar 38 Doghouse,
Northstar 42 by Ruiter Maritiem and 1 more series the market value and the replacement cost often
differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Northstar 32 C/DH/S, Northstar 38 Doghouse, Northstar 42 by Ruiter Maritiem series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the Northstar 28 Classic by Ruiter Maritiem series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The Ruiter Maritiem range in figures
These figures come from the model records we keep for Ruiter Maritiem: boat type,
build years and length, nothing estimated.
- sailing yacht
- 3 models, 1997 to 2005, 8.1 to 10.8 m
- sailing boat
- 1 model, 1997 to 2003, 7 m
Which model was built when?
What does a used Ruiter Maritiem cost?
We hold today’s price ranges by year for 3 models by Ruiter Maritiem.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Northstar 28 Classic | 2000 | €23,700 to €30,100 |
| Northstar 32 C/DH/S | 2001 to 2002 | €45,700 to €65,200 |
| Northstar 38 Doghouse | 2000 to 2002 | €58,100 to €100,100 |
Estimate from our boat records, October 2026.
Not a survey.
Ruiter Maritiem insured in five minutes.
Boat type, year built, length and value of your Ruiter Maritiem are all we need.
Work out the premium online or call us: +49 3375 29 12 77.