Insuring Ruwa: cover and premium
sailing boats and sailing yachts · several countries
Ruwa builds sailing boats and sailing yachts in several countries. NAMMERT insures a Ruwa regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
sailing boats and sailing yachts
Typical sizes
Premium from
from €39 a year for liability
Worth knowing
Ruwa; cover, cost and conditions
The sailing boat Ruwa 23 was built from 1978 to 1985; no further model ranges are recorded. Production lies in the past, yet such a boat remains insurable, regardless of year of construction, place of purchase and previous owners. For the premium the sail area counts and not an engine power.
With a boat of this age the agreed value is the central point. The value is arranged before the contract begins, and in the event of a claim compensation is paid with no deduction for depreciation, in the Premium tariff with no age limit. That way the amount of compensation is settled in advance.
A trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and cover applies during launching, during craning and in winter storage. You can add it to the hull cover for a premium. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, and club races are included from Basis-Plus upwards.
Questions and answers
Frequent questions
How is a sailing boat rated?
For Ruwa: Instead of engine power, the sail area feeds into the calculation,
along with type of boat, value, year of construction and cruising range.
The make has no influence on the premium.
What does limited hull cover provide in the case of storm damage?
For Ruwa: Storm is part of limited hull cover, alongside fire, lightning strike,
theft of the entire boat and damage in winter storage.
Collision and grounding, by contrast, are part of full hull cover.
The cover that fits
sailing boat insurance
Tariffs, cover and FAQ for sailing boat insurance in detail.
Third-party liability
The foundation for a boat from Ruwa: damage to third parties, worldwide,
from €39 a year for liability.
Hull cover
Partial or full hull cover for a Ruwa, at replacement value with an agreed fixed value.
For the whole class of boat
For Ruwa: What matters for sailing boats and sailing yachts is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Ruwa included.
Insuring sailing boats and sailing yachts, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Under sail no licence is needed; with an auxiliary engine from 15 hp one is.
Registration
Official number or boat certificate; a flag document for trips abroad.
Waters
Inland lakes, the Baltic and the North Sea; tide, current and shoals belong in the passage plan.
Equipment
Lifejackets, harness and jackstays, lifebuoy, distress signals, reefing system.
Cruising range
Certificate of insurance for foreign harbours; check that racing is covered.
Weather
Reef in time: first reef from Beaufort 5, second from 6, watch the gust forecast.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Ruwa.
Current wind force and direction for your waters are shown on the Home.
Series by Ruwa, build years and cover
Ruwa 23 is a sailing boat from Ruwa, built from 1978 to 1985.
For the Ruwa 23 by Ruwa series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Ruwa 23 by Ruwa series: On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
Ruwa insured in five minutes.
Boat type, year built, length and value of your Ruwa are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
