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Insuring Saare Paat AS: cover and premium

sailing boats and sailing yachts · several countries

Saare Paat AS: estonian sailing yacht builder. NAMMERT insures a Saare Paat AS regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

several countries

Class

sailing boats and sailing yachts

Typical sizes

4,7 to 14,8 m

Premium from

from €39 a year for liability

Worth knowing

Saare Paat AS; cover, cost and conditions

Saare Paat AS builds yachts on Saaremaa, the large Estonian island in the Baltic, and sells them as Saare Yachts. The yard started in 1991 moulding GRP hulls for the Finnish brand Finngulf and went on to build complete boats for it before launching its own range. Its reputation rests on cruising sailboats such as the Saare 41, a centre-cockpit design by Karl-Johan Stråhlmann, and it also built the classic-looking Stormer motorboats in GRP. The sailing models carry the Saare name with a number close to their length in feet.

Our records show twelve Saare Paat models: nine sailing yachts, one motorboat, one motor yacht and one motor catamaran. The sailboats are the Saare 38, 38.2, 41, 41 AC, 41 cc2, 41.2, 46, 46 cc and 47, from 11.4 metres (38 and 38.2) to 14.8 metres (the 47, recorded from 2023). The Saare 41 is the earliest of them, from 2006, and seven sailboats reach the most recent build years. The powerboats are older: the 4.7 metre Saare 470 (2000 to 2008), the 7.51 metre Stormer 7 (2001 to 2018) and the 7.47 metre Stormer 7 WA catamaran (2005 to 2012).

A Saare is built for long passages, and that is how most owners use it: weeks along the Finnish and Swedish archipelagos or across the Baltic. A centre cockpit keeps the crew dry and protected, and the aft cabin makes extended stays aboard comfortable. Rocky skerries call for good charts and a careful eye on the depth sounder, and a winter ashore in a shed keeps the teak and gelcoat in good shape.

Questions and answers

Frequent questions

Which Saare sailing yachts reach the most recent build years?

For Saare Paat AS: Seven: the Saare 38, 38.2, 41 AC, 41 cc2, 41.2, 46 cc and the Saare 47,

which appears from 2023.

The original Saare 41 stops at 2022 and the Saare 46 at 2020.

Does Saare Paat build motorboats too?

Yes, for Saare Paat AS too: Our records list the 4.7 metre Saare 470,

the 7.51 metre Stormer 7 and the Stormer 7 WA, a 7.47 metre motor catamaran.

All three are older lines, the latest ending with build year 2018.

The cover that fits

For Saare Paat AS: What matters for sailing boats and sailing yachts is the same across every

brand; engine output, how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Saare Paat AS included.

Insuring sailing boats and sailing yachts, every brand and every condition

Other builders in this class

Oyster Passport Yachts Pendennis Perini Navi Persico Marine Pogo Structures Reichel/Pugh Reinke RM Yachts Robbe & Berking Classics Royal Huisman Rustler Saffier Salona Scanmar Seascape Home-built boats Sirius-Werft Solaris Sommerfeld Southerly Southern Wind Sparkman & Stephens Spirit Yachts

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Saare Paat AS.

Current wind force and direction for your waters are shown on the Home.

Series by Saare Paat AS, build years and cover

Saare 38

Saare 38 is a sailing yacht from Saare Paat AS, built since 2008.

Saare 38.2

Also a sailing yacht, built since 2016.

Saare 41 AC

Saare 41 AC is a sailing yacht from Saare Paat AS, built since 2008.

Saare 41 cc2

Saare 41 cc2 is a sailing yacht from Saare Paat AS, built since 2017.

Saare 41.2

Also a sailing yacht, built since 2019.

Saare 46 cc

Also a sailing yacht, built since 2017.

Saare 47

Also a sailing yacht, built since 2023.

Saare 41

Saare 41 is a sailing yacht from Saare Paat AS, built from 2006 to 2022.

Saare 46

Also a sailing yacht, built from 2013 to 2020.

Stormer 7

Stormer 7 is a motor yacht from Saare Paat AS, built from 2001 to 2018.

Stormer 7 WA

Stormer 7 WA is a cabin catamaran from Saare Paat AS, built from 2005 to 2012.

Saare 470

Saare 470 is a motorboat from Saare Paat AS, built from 2000 to 2008.

What this means for the cover

As the Saare 38, Saare 38.2, Saare 41 AC by Saare Paat AS and 4 more series are still in

production, parts are available and repair costs are predictable.

Even so, value it at replacement cost including retrofitted electronics, not at list price.

For the Saare 41, Saare 46, Stormer 7 by Saare Paat AS and 2 more series the market value and the

replacement cost often differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the Saare 38, Saare 38.2, Saare 41 AC by Saare Paat AS and further series:

On sailing yachts the rig and the underwater hull are the expensive parts:

a dismasting quickly costs a quarter of the boat,

and osmosis counts as wear and is covered by no hull policy.

For the Stormer 7 by Saare Paat AS series:

On motor yachts the drive and the electronics together make up about half the value.

Both belong in the valuation, otherwise the sum insured is too low.

For the Stormer 7 WA by Saare Paat AS series:

On catamarans the bridgedeck between the hulls is the sensitive part,

and the berth belongs in the application: double width often means a mooring rather than a marina.

For the Saare 470 by Saare Paat AS series:

On a motorboat the drive is the single most valuable part.

Damage after grounding is covered, an engine failure from wear is not.

All series at a glance

The Saare Paat AS range in figures

These figures come from the model records we keep for Saare Paat AS: boat type,

build years and length, nothing estimated.

sailing yacht: 9 models, since 2006, 11.4 to 14.8 m
motorboat: 1 model, 2000 to 2008, 4.7 m
motor yacht: 1 model, 2001 to 2018, 7.5 m
cabin catamaran: 1 model, 2005 to 2012, 7.5 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Saare Paat AS model, running from its first to its last year of build. The colour shows the type of boat.

What does a used Saare Paat AS cost?

We hold today’s price ranges by year for 10 models by Saare Paat AS.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Saare 38	2011 to 2024	€99,400 to €256,500
Saare 38.2	2019 to 2024	€159,300 to €243,300
Saare 41	2009 to 2019	€109,300 to €239,100
Saare 41 AC	2011 to 2024	€109,100 to €295,100
Saare 41 cc2	2020 to 2024	€207,700 to €329,300
Saare 41.2	2022 to 2024	€238,600 to €313,200
Saare 46 cc	2020 to 2024	€310,600 to €462,500
Saare 470	2003 to 2005	€7,300 to €9,500
Stormer 7	2004 to 2014	€28,900 to €52,600
Stormer 7 WA	2008 to 2009	€41,300 to €54,800