Insuring Termalin Ky: cover and premium
motorboats and sports boats · several countries
Termalin Ky: finnish builder of small boats, the Suvi brand. NAMMERT insures a Termalin Ky regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
2,8 to 6,1 m
Premium from
from €49 a year for liability
Worth knowing
Termalin Ky; cover, cost and conditions
These boats come from Finland and mostly carry the name Suvi, the Finnish word for summer. Construction is in fibreglass and the range consists almost entirely of small craft: rowing boats with an outboard bracket, open console boats and small angling boats of the kind that belong to almost every Finnish summer house on a lake. The name elements say what a model is for: soutu means rowing, meri means sea, kala means fish. You recognise the boats by the very round wide hull, the low freeboard and the plain finish without superstructure.
Our model records list 52 models of this brand, 50 of them motorboats and two further craft. Build years start in 1995 and run into current production. Fifty two series are recorded: the Suvi models 42 Kelo, 45 Duo, 46, 47 Duo and 47 Duo Fisher, 48 Kelo, 50 Duo and 50 Duo Fisher, 52 Kelo and 57 CC, together with the Kala-Kaveri 475, the Kala-Palta, the Meri-Palta 525 and cc and the Soutu-Palta 495, 510 and 605. Lengths run from 2.8 to 6.1 metres, half the models between 4.4 and 5.1 metres. The number gives the length in decimetres.
On boats this small the outboard is usually worth more than the hull under it. A Nordic boat also spends a long part of the year ashore, which is where a noticeable share of its damage happens: on the crane, on the trailer and in the shed rather than on the water. The gear that goes aboard, an echo sounder, an electric motor, an anchor, adds up to a real share of the whole.
Questions and answers
Frequent questions
What does Suvi mean?
For Termalin Ky: It is the Finnish word for summer.
The boats are built in Finland in fibreglass and are mostly small rowing,
console and angling craft.
What does a number such as Suvi 47 mean?
For Termalin Ky: It gives the length in decimetres, so a Suvi 47 measures around 4.7 metres.
The recorded range runs from 2.8 to 6.1 metres across 52 series.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Termalin Ky: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Termalin Ky, at replacement value with an agreed fixed value.
For the whole class of boat
For Termalin Ky: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Termalin Ky included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Termalin Ky.
Current wind force and direction for your waters are shown on the Home.
Series by Termalin Ky, build years and cover
Kala-Kaveri 475 is a motorboat from Termalin Ky, built since 2019.
Kala-Palta is a motorboat from Termalin Ky, built since 2010.
Meri-Palta cc is a motorboat from Termalin Ky, built since 2010.
Soutu-Palta 495 is a motorboat from Termalin Ky, built since 2010.
Also a motorboat, built since 2010.
Also a motorboat, built since 2012.
Suvi 45 Duo is a motorboat from Termalin Ky, built since 2014.
Suvi 46 is a motorboat from Termalin Ky, built since 2016.
Also a motorboat, built since 2016.
Suvi 47 Duo Fisher is a motorboat from Termalin Ky, built since 2018.
Suvi 48 Kelo is a motorboat from Termalin Ky, built since 2015.
Also a motorboat, built since 2016.
Also a motorboat, built since 2016.
Suvi 57 CC is a motorboat from Termalin Ky, built since 2010.
Also a motorboat, built since 2013.
Suvi 57 Duo Fish is a motorboat from Termalin Ky, built since 2017.
Suvi 420 "Terva" is a motorboat from Termalin Ky, built since 2010.
Suvi 420 SVK is a motorboat from Termalin Ky, built since 2010.
Also a motorboat, built since 2013.
Also a motorboat, built since 2016.
Also a motorboat, built since 2010.
Also a motorboat, built since 2010.
Also a motorboat, built since 2015.
Also a motorboat, built since 2010.
Also a motorboat, built since 2010.
Suvi 4230 R is a motorboat from Termalin Ky, built since 2012.
Suvi 4250 SR is a motorboat from Termalin Ky, built since 2010.
Kala-Kaveri is a motorboat from Termalin Ky, built from 2010 to 2022.
Meri-Palta 525 is a motorboat from Termalin Ky, built from 2010 to 2019.
Suvi 395 is a motorboat from Termalin Ky, built from 2010 to 2019.
Suvi 4650 SR is a motorboat from Termalin Ky, built from 2010 to 2019.
Suvi 4750 SR Duo is a motorboat from Termalin Ky, built from 2011 to 2019.
Also a motorboat, built from 2010 to 2019.
Also a motorboat, built from 2012 to 2019.
Suvi Jolla 275 is a motorboat from Termalin Ky, built from 2013 to 2019.
Suvi 3900 MV is a motorboat from Termalin Ky, built from 2010 to 2018.
Suvi 4180 R is a motorboat from Termalin Ky, built from 2010 to 2018.
Also a motorboat, built from 2010 to 2018.
Suvi 5050 SR Uno is a motorboat from Termalin Ky, built from 2010 to 2018.
Suvi 5050 SR Uno cc is a motorboat from Termalin Ky, built from 2010 to 2018.
Also a motorboat, built from 2010 to 2018.
Also a motorboat, built from 2010 to 2018.
Also a motorboat, built from 2010 to 2017.
Suvi 440 sm/st is a motorboat from Termalin Ky, built from 2002 to 2012.
Suvi 460 svk is a motorboat from Termalin Ky, built from 2002 to 2012.
Also a motorboat, built from 2002 to 2012.
Also a motorboat, built from 2002 to 2012.
Also a motorboat, built from 2002 to 2012.
Also a motorboat, built from 2002 to 2012.
Also a motorboat, built from 1995 to 2006.
As the Kala-Kaveri 475, Kala-Palta,
Meri-Palta cc by Termalin Ky and 24 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Kala-Kaveri, Meri-Palta 525,
Suvi 395 by Termalin Ky and 20 more series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Kala-Kaveri 475, Kala-Palta, Meri-Palta cc by Termalin Ky and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Termalin Ky range in figures
These figures come from the model records we keep for Termalin Ky: boat type,
build years and length, nothing estimated.
- motorboat
- 50 models, since 1995, mostly 4.2 to 5.7 m
Which model was built when?
What does a used Termalin Ky cost?
We hold today’s price ranges by year for 49 models by Termalin Ky.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Kala-Kaveri | 2013 to 2022 | €6,500 to €18,600 |
| Kala-Kaveri 475 | 2022 to 2024 | €11,200 to €19,900 |
| Kala-Palta | 2013 to 2024 | €7,300 to €21,900 |
| Meri-Palta 525 | 2013 to 2018 | €9,600 to €15,000 |
| Meri-Palta cc | 2013 to 2024 | €12,300 to €33,100 |
| Soutu-Palta 495 | 2013 to 2024 | €6,600 to €20,400 |
| Soutu-Palta 510 | 2013 to 2024 | €6,900 to €20,200 |
| Soutu-Palta 605 | 2015 to 2024 | €12,900 to €33,100 |
| Suvi 3900 MV | 2013 to 2016 | €4,100 to €5,900 |
| Suvi 395 | 2013 to 2018 | €3,700 to €5,900 |
| Suvi 4180 R | 2013 to 2014 | €5,000 to €6,800 |
| Suvi 420 "Terva" | 2013 to 2024 | €4,100 to €12,800 |
| Suvi 420 SVK | 2013 to 2024 | €4,100 to €12,800 |
| Suvi 4200 SR | 2005 to 2009 | €4,700 to €6,400 |
| Suvi 4230 R | 2015 to 2024 | €5,500 to €16,000 |
| Suvi 4250 SR | 2013 to 2024 | €6,000 to €18,400 |
| Suvi 440 | 2013 to 2015 | €5,500 to €7,600 |
| Suvi 440 sm/st | 2005 to 2009 | €4,900 to €6,700 |
| Suvi 444 | 2016 to 2024 | €6,100 to €17,700 |
| Suvi 45 Duo | 2017 to 2024 | €7,800 to €20,600 |
| Suvi 450 | 2019 to 2024 | €7,300 to €17,500 |
| Suvi 4500 SR | 2005 to 2009 | €5,700 to €8,000 |
| Suvi 46 | 2019 to 2024 | €10,900 to €23,400 |
| Suvi 460 "Terva" | 2013 to 2024 | €5,600 to €16,800 |
| Suvi 460 svk | 2005 to 2009 | €4,900 to €6,700 |
| Suvi 460 SVK | 2013 to 2024 | €5,600 to €16,800 |
| Suvi 465 | 2018 to 2024 | €6,700 to €17,700 |
| Suvi 4650 SR | 2013 to 2018 | €8,700 to €13,500 |
| Suvi 47 Duo | 2019 to 2024 | €10,900 to €23,500 |
| Suvi 4700 SR Duo | 2013 to 2014 | €8,700 to €11,300 |
| Suvi 4750 SR Duo | 2014 to 2018 | €8,800 to €13,600 |
| Suvi 48 Kelo | 2018 to 2024 | €6,700 to €17,800 |
| Suvi 4800 | 1998 to 2003 | €6,700 to €9,600 |
| Suvi 4900 SR | 2005 to 2009 | €7,000 to €9,900 |
| Suvi 4900 SR Duo | 2005 to 2009 | €7,300 to €10,200 |
| Suvi 495 "Terva" | 2013 to 2024 | €6,600 to €19,600 |
| Suvi 495 SVK | 2013 to 2024 | €6,600 to €19,700 |
| Suvi 50 Duo | 2019 to 2024 | €15,000 to €29,400 |
| Suvi 50 Duo Fisher | 2019 to 2024 | €15,000 to €29,400 |
| Suvi 5050 SR Duo | 2013 to 2018 | €9,900 to €18,900 |
| Suvi 5050 SR Uno | 2013 to 2014 | €9,900 to €12,900 |
| Suvi 5050 SR Uno cc | 2013 to 2014 | €9,900 to €12,900 |
| Suvi 5080 SR | 2015 to 2018 | €10,300 to €18,800 |
| Suvi 57 CC | 2013 to 2024 | €14,100 to €41,100 |
| Suvi 57 Duo | 2016 to 2024 | €17,900 to €41,100 |
| Suvi 57 Duo Fish | 2020 to 2024 | €22,400 to €46,900 |
| Suvi 5700 SR Duo | 2013 to 2015 | €14,100 to €19,600 |
| Suvi Jolla | 2013 to 2015 | €1,600 to €2,000 |
| Suvi Jolla 275 | 2016 to 2018 | €1,400 to €1,900 |
Estimate from our boat records, October 2026.
Not a survey.
Termalin Ky insured in five minutes.
Boat type, year built, length and value of your Termalin Ky are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
