Insuring Sting Boats: cover and premium
motorboats and sports boats · Finland
Sting Boats builds motorboats and sports boats in Finland. NAMMERT insures a Sting regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Finland
Class
motorboats and sports boats
Typical sizes
4 to 7 m
Premium from
from €49 a year for liability
Worth knowing
Sting Boats; cover, cost and conditions
Sting builds compact GRP boats between 4.8 and 6.1 metres in Finland, open console boats and small cabin boats for inland lakes and the coast. They are entry-level boats in the best sense: simple, robust, with an outboard. At this size the value of the boat is often below 30,000 euros, and many owners ask whether hull insurance is worthwhile. The answer does not depend on the value but on the engine: on these boats the outboard accounts for half the value.
The second point with small trailer boats is theft protection. In winter the boat and trailer often stand on the owner's own property, in summer at the jetty or on the club grounds. For theft our rule is: a secured parking place, securing the engine and trailer beyond the standard bolting. A wheel clamp on the trailer and an engine lock cost little and are the condition under which the cover applies.
Questions and answers
Frequent questions
What do I have to do for theft protection?
For Sting: Park the boat and trailer in a secured parking place and secure the engine and the
trailer beyond the standard bolting, with an engine lock and a wheel clamp.
Without this securing, theft cover does not apply.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Sting: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Sting, at replacement value with an agreed fixed value.
For the whole class of boat
For Sting: What matters for motorboats and sports boats is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Sting included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Sting.
Current wind force and direction for your waters are shown on the Home.
Series by Sting, with value and cover
Sting 800 DC / 800 Pro is a motorboat from Sting (Finland), built since 2015,
and today changes hands at between €110,000 and €190,000.
Sting 530 S / 540 DC is a motorboat from Sting (Finland), built since 2005,
and today changes hands at between €25,000 and €50,000.
Sting 485 is a motorboat from Sting (Finland), built since 2000,
and today changes hands at between €14,000 and €58,000.
Sting 610 DC / 700 DC is a motorboat from Sting (Finland), built since 2010,
and today changes hands at between €38,000 and €110,000.
As the Sting 800 DC / 800 Pro, Sting 530 S / 540 DC,
Sting 485 by Sting and 1 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Sting 800 DC / 800 Pro, Sting 530 S / 540 DC, Sting 485 by Sting and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
Sting insured in five minutes.
Boat type, year built, length and value of your Sting are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
