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Insuring Skater Powerboats: cover and premium
motorboats and sports boats · the USA
Skater Powerboats builds motorboats and sports boats in the USA. NAMMERT insures a Skater Powerboats regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the USA
Class
motorboats and sports boats
Typical sizes
9 to 15 m
Premium from
from €49 a year for liability
Worth knowing
Skater Powerboats; cover, cost and conditions
Behind Skater Powerboats are racing catamarans from Michigan, in lengths from 9 to 15 metres. Two ranges are recorded: Skater 32 / 388 Catamaran since 1995 and Skater 46 / 50 Race since 2005, both continuing to this day. Skater catamarans are used almost exclusively for racing, and that is exactly what has to be put on the table when taking out the policy.
Club races are included from the Basis-Plus tariff level upwards. You state races with ranking status when taking out the policy so that the contract matches the actual use. Without this information it remains open what applies in competitive use, which is why we clarify this point in advance.
What counts for the premium is the type of boat, value, year of construction, engine power and cruising range. With heavily powered boats the engine power carries corresponding weight, whereas the brand does not enter into it. Full hull cover includes collision, grounding, vandalism and theft of parts including the outboard, with an agreed value and no deduction for depreciation (new for old).
Questions and answers
Frequent questions
What do I have to state about racing?
For Skater Powerboats: You state races with ranking status when taking out the policy.
Club races are included from Basis-Plus upwards.
This makes it clear from the outset which use is carried by the contract.
Does high engine power affect the premium?
Yes, for Skater Powerboats too:
engine power is one of the premium factors alongside the type of boat, value,
year of construction and cruising range.
The premium, by contrast, never depends on the brand, in any tariff level.
The cover that fits
motorboat insurance
Tariffs, cover and FAQ for motorboat insurance in detail.
Third-party liability
The foundation for a boat from Skater Powerboats: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Skater Powerboats,
at replacement value with an agreed fixed value.
For the whole class of boat
For Skater Powerboats: What matters for motorboats and sports boats is the same across every
brand; engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Skater Powerboats included.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Skater Powerboats.
Current wind force and direction for your waters are shown on the Home.
Series by Skater Powerboats, with value and cover
Skater 32 / 388 Catamaran is a motorboat from Skater Powerboats (the USA), built since 1995,
and today changes hands at between €190,000 and €590,000.
Skater 46 / 50 Race is a motor yacht from Skater Powerboats (the USA), built since 2005,
and today changes hands at between €590,000 and €1,600,000.
As the Skater 32 / 388 Catamaran and Skater 46 / 50 Race by Skater Powerboats series are still in
production, parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Skater 32 / 388 Catamaran by Skater Powerboats series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Skater 46 / 50 Race by Skater Powerboats series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
Skater Powerboats insured in five minutes.
Boat type, year built, length and value of your Skater Powerboats are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
